28 Financial Administration jobs in Hong Kong

Join to apply for the Deputy Executive Manager, IT Investment Portfolio Financial Management role at The Hong Kong Jockey Club

6 days ago Be among the first 25 applicants

Join to apply for the Deputy Executive Manager, IT Investment Portfolio Financial Management role at The Hong Kong Jockey Club

Get AI-powered advice on this job and more exclusive features.

• Establish a framework to effectively oversight the IT Change Investment Budget – including actuals reporting, forecast challenge and assurance, and tracking of financial risks and opportunities
• Work in partnership with Value Stream Portfolio Leads to develop the single version of truth for the IT Change Investment Budget financial performance
• Provide transparent insight into the IT Investment Portfolio’s financial performance to IT Leadership, recommending mitigations to risks, options to re-invest budget surplus as appropriate and drive accountability across the Senior Leadership Team – working closely with key stakeholders (Strategy & Planning, IT Business Management and Finance)
• Work closely with the IT Business Management department and the Club’s Finance function to continuously improve and automate finance processes – with a strong drive towards the removal of manual processes
• Provide independent financial assurance on Value Stream and Project-level Business Cases – driving a positive cultural change that focuses on value-for money-outcomes
• Improve financial management capabilities within the Value Stream delivery teams through training and coaching – seeking to enhance knowledge associated with budgeting, cost, and financial risk management
• Lead, coached and mentor a small team of finance professionals who are responsible for the management and integrity of Value Stream financials
  
  
  

• Establish a framework to effectively oversight the IT Change Investment Budget – including actuals reporting, forecast challenge and assurance, and tracking of financial risks and opportunities
• Work in partnership with Value Stream Portfolio Leads to develop the single version of truth for the IT Change Investment Budget financial performance
• Provide transparent insight into the IT Investment Portfolio’s financial performance to IT Leadership, recommending mitigations to risks, options to re-invest budget surplus as appropriate and drive accountability across the Senior Leadership Team – working closely with key stakeholders (Strategy & Planning, IT Business Management and Finance)
• Work closely with the IT Business Management department and the Club’s Finance function to continuously improve and automate finance processes – with a strong drive towards the removal of manual processes
• Provide independent financial assurance on Value Stream and Project-level Business Cases – driving a positive cultural change that focuses on value-for money-outcomes
• Improve financial management capabilities within the Value Stream delivery teams through training and coaching – seeking to enhance knowledge associated with budgeting, cost, and financial risk management
• Lead, coached and mentor a small team of finance professionals who are responsible for the management and integrity of Value Stream financials
  
  
  

• A degree from an accredited university is preferred, with relevant Finance or Accountancy qualifications such as CA, CPA, CIMA
• At least 10+ years of experience in financial management roles, with a large portion of this served in a change portfolio or large programme environment
• Demonstrable management experience in a Finance or PMO team
• Strong understanding and hands-on experience in lean portfolio management practices (SaFE, LSS) are preferable
• Professional programme management or agile certification (e.g., Project Management Professional, Prince2, Scrum or similar) is also desirable
• Effective communicator to varying levels of stakeholders on a verbal and written basis, with the ability to convey complex financial messages to non-finance professionals, at summary and detailed levels
• Able to maintain focus on the “bigger picture” strategic mindset, whilst understanding the detail with accuracy
• Highly collaborative and able to balance assertiveness with corporation
• Strong interpersonal and communications skills through all levels of the organisation
• English proficiency (written and spoken)
• Advanced skills in Microsoft Suite - particularly Excel and PowerPoint
• Knowledge of Excel Macros and VBA is a plus
• Strong understanding of Finance systems (General Ledger) and the linkage to modern change tooling (e.g. Apptio, Planview, Jira, PowerBI, Tableau or similar.)
• Strong self-initiation, problem-solving skills and can-do spirit
• Strong stakeholder management and influencing skills
  
  
  

• Seniority level Executive

• Employment type Full-time

• Job function Information Technology
• Industries Non-profit Organizations

Referrals increase your chances of interviewing at The Hong Kong Jockey Club by 2x

Get notified about new Executive Manager Information Technology jobs in Sha Tin District, Hong Kong SAR .

Sha Tin District, Hong Kong SAR 6 days ago

Sha Tin District, Hong Kong SAR 2 weeks ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Join to apply for the Deputy Executive Manager, IT Investment Portfolio Financial Management role at The Hong Kong Jockey Club

6 days ago Be among the first 25 applicants

Join to apply for the Deputy Executive Manager, IT Investment Portfolio Financial Management role at The Hong Kong Jockey Club

Get AI-powered advice on this job and more exclusive features.

• Establish a framework to effectively oversight the IT Change Investment Budget – including actuals reporting, forecast challenge and assurance, and tracking of financial risks and opportunities
• Work in partnership with Value Stream Portfolio Leads to develop the single version of truth for the IT Change Investment Budget financial performance
• Provide transparent insight into the IT Investment Portfolio’s financial performance to IT Leadership, recommending mitigations to risks, options to re-invest budget surplus as appropriate and drive accountability across the Senior Leadership Team – working closely with key stakeholders (Strategy & Planning, IT Business Management and Finance)
• Work closely with the IT Business Management department and the Club’s Finance function to continuously improve and automate finance processes – with a strong drive towards the removal of manual processes
• Provide independent financial assurance on Value Stream and Project-level Business Cases – driving a positive cultural change that focuses on value-for money-outcomes
• Improve financial management capabilities within the Value Stream delivery teams through training and coaching – seeking to enhance knowledge associated with budgeting, cost, and financial risk management
• Lead, coached and mentor a small team of finance professionals who are responsible for the management and integrity of Value Stream financials
  

• Establish a framework to effectively oversight the IT Change Investment Budget – including actuals reporting, forecast challenge and assurance, and tracking of financial risks and opportunities
• Work in partnership with Value Stream Portfolio Leads to develop the single version of truth for the IT Change Investment Budget financial performance
• Provide transparent insight into the IT Investment Portfolio’s financial performance to IT Leadership, recommending mitigations to risks, options to re-invest budget surplus as appropriate and drive accountability across the Senior Leadership Team – working closely with key stakeholders (Strategy & Planning, IT Business Management and Finance)
• Work closely with the IT Business Management department and the Club’s Finance function to continuously improve and automate finance processes – with a strong drive towards the removal of manual processes
• Provide independent financial assurance on Value Stream and Project-level Business Cases – driving a positive cultural change that focuses on value-for money-outcomes
• Improve financial management capabilities within the Value Stream delivery teams through training and coaching – seeking to enhance knowledge associated with budgeting, cost, and financial risk management
• Lead, coached and mentor a small team of finance professionals who are responsible for the management and integrity of Value Stream financials
  

• A degree from an accredited university is preferred, with relevant Finance or Accountancy qualifications such as CA, CPA, CIMA
• At least 10+ years of experience in financial management roles, with a large portion of this served in a change portfolio or large programme environment
• Demonstrable management experience in a Finance or PMO team
• Strong understanding and hands-on experience in lean portfolio management practices (SaFE, LSS) are preferable
• Professional programme management or agile certification (e.g., Project Management Professional, Prince2, Scrum or similar) is also desirable
• Effective communicator to varying levels of stakeholders on a verbal and written basis, with the ability to convey complex financial messages to non-finance professionals, at summary and detailed levels
• Able to maintain focus on the “bigger picture” strategic mindset, whilst understanding the detail with accuracy
• Highly collaborative and able to balance assertiveness with corporation
• Strong interpersonal and communications skills through all levels of the organisation
• English proficiency (written and spoken)
• Advanced skills in Microsoft Suite - particularly Excel and PowerPoint
• Knowledge of Excel Macros and VBA is a plus
• Strong understanding of Finance systems (General Ledger) and the linkage to modern change tooling (e.g. Apptio, Planview, Jira, PowerBI, Tableau or similar.)
• Strong self-initiation, problem-solving skills and can-do spirit
• Strong stakeholder management and influencing skills
  

• Seniority level Executive

• Employment type Full-time

• Job function Information Technology
• Industries Non-profit Organizations

Referrals increase your chances of interviewing at The Hong Kong Jockey Club by 2x

Get notified about new Executive Manager Information Technology jobs in Sha Tin District, Hong Kong SAR .

Sha Tin District, Hong Kong SAR 6 days ago

Sha Tin District, Hong Kong SAR 2 weeks ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Join to apply for the (Assistant/Deputy) Financial Management Manager (Management Reporting and Analytics) role at Bank of China (Hong Kong) .

• Perform financial analysis and prepare management reports for the management and the Board.
• Gather financial data from various segments and regions for comparison and market analysis.
• Undertake budget and performance monitoring duties of the business in Southeast Asia.
• Perform other duties as assigned by supervisors.

• University degree in Accounting or Finance.
• At least 1 year of experience in banking or financial industry.
• Professional qualification in CFA/CPA is an advantage.
• Solid knowledge in financial analysis and report writing skills in English and Chinese.
• Self-initiative, creative, able to work independently and under pressure.
• Good interpersonal and communication skills.
• Proficient in MS Word, Excel, PowerPoint; experience with Hyperion, VBA, Power Query is a plus.
• Candidates with more experience may be considered for the Financial Management Manager position.

We offer a competitive remuneration package and comprehensive benefits including medical and life insurance, and allowances. Interested candidates are encouraged to apply online via our website . Data collected is solely for recruitment purposes. If you do not hear within 8 weeks, your application may be considered unsuccessful, and your data will be destroyed within 12 months.

• Employment type: Full-time
• Job function: Finance
• Industry: Banking, Capital Markets, Financial Services

Join to apply for the (Assistant/Deputy) Financial Management Manager (Management Reporting and Analytics) role at Bank of China (Hong Kong) .

• Perform financial analysis and prepare management reports for the management and the Board.
• Gather financial data from various segments and regions for comparison and market analysis.
• Undertake budget and performance monitoring duties of the business in Southeast Asia.
• Perform other duties as assigned by supervisors.

• University degree in Accounting or Finance.
• At least 1 year of experience in banking or financial industry.
• Professional qualification in CFA/CPA is an advantage.
• Solid knowledge in financial analysis and report writing skills in English and Chinese.
• Self-initiative, creative, able to work independently and under pressure.
• Good interpersonal and communication skills.
• Proficient in MS Word, Excel, PowerPoint; experience with Hyperion, VBA, Power Query is a plus.
• Candidates with more experience may be considered for the Financial Management Manager position.

We offer a competitive remuneration package and comprehensive benefits including medical and life insurance, and allowances. Interested candidates are encouraged to apply online via our website. Data collected is solely for recruitment purposes. If you do not hear within 8 weeks, your application may be considered unsuccessful, and your data will be destroyed within 12 months.

• Employment type: Full-time
• Job function: Finance
• Industry: Banking, Capital Markets, Financial Services

Join to apply for the Senior Administration Manager - Large Financial Services Firm role at Michael Page .

Our client is a well-established financial services company in Hong Kong, known for its diversified work culture.

• Manage Hong Kong office administration and facilities tasks
• Coordinate with the administration team for smooth office operations
• Lead renovation and relocation projects, including site selection and office layout, liaising with vendors and external parties
• Negotiate with vendors on services, contracts, and quotations
• Serve as the main contact for internal stakeholders and senior management
• Prepare reports, invoices, and project plans
• Handle other ad-hoc projects as needed

• 10-15 years' experience in office administration and facilities management within financial services or banking sectors
• Proficiency in English and Chinese (Cantonese and Mandarin)
• Strong communication, organizational, and interpersonal skills
• Proactive, detail-oriented, and adaptable
• Ability to work independently in a fast-paced environment

Competitive salary, comprehensive medical insurance, and bonus scheme.

Senior level: Mid-Senior; Employment type: Contract; Industry: Financial Services, Banking.

Contact: Ivonka Fung. Quote job ref: JN-062025-6764245.

Join to apply for the Senior Administration Manager - Large Financial Services Firm role at Michael Page .

Our client is a well-established financial services company in Hong Kong, known for its diversified work culture.

• Manage Hong Kong office administration and facilities tasks
• Coordinate with the administration team for smooth office operations
• Lead renovation and relocation projects, including site selection and office layout, liaising with vendors and external parties
• Negotiate with vendors on services, contracts, and quotations
• Serve as the main contact for internal stakeholders and senior management
• Prepare reports, invoices, and project plans
• Handle other ad-hoc projects as needed

• 10-15 years' experience in office administration and facilities management within financial services or banking sectors
• Proficiency in English and Chinese (Cantonese and Mandarin)
• Strong communication, organizational, and interpersonal skills
• Proactive, detail-oriented, and adaptable
• Ability to work independently in a fast-paced environment

Competitive salary, comprehensive medical insurance, and bonus scheme.

Senior level: Mid-Senior; Employment type: Contract; Industry: Financial Services, Banking.

Contact: Ivonka Fung. Quote job ref: JN-062025-6764245.

Join to apply for the Manager, Risk Consulting, Financial Risk Management role at KPMG China

Join to apply for the Manager, Risk Consulting, Financial Risk Management role at KPMG China

Get AI-powered advice on this job and more exclusive features.

KPMG China provides multidisciplinary services from audit and tax to advisory, with a strong focus on serving our clients’ needs and their industries. Not only do we have an overriding commitment to provide the highest quality services for our clients, but we also strive to become a responsible corporate citizen that has a positive impact on our environment and community. At KPMG, you’ll translate insights into action and reveal opportunities for all—our teams, our clients and our world.

Service Line Overview

KPMG’s Financial Risk Management (FRM) team advises clients on the development and implementation of risk management policies, systems and controls. Working with professionals from KPMG International and local network we offer a broad range of financial risk management services to help international banks, insurance companies, asset managers, and corporate and public clients identify, assess, manage, report, and limit the risks they face.

Our scope of the work covers the full spectrum of financial risks, such as credit risk, market risk, operational risk and liquidity risk; economic capital, capital management, stress testing, risk modelling and validation; regulatory compliance issues; ESG and Asset and Liability Management. Clients include local and foreign financial institutions, and there is a strong focus on financial institutions in mainland China.

Key Responsibilities

• Manage the execution of FRM Market/Credit Risk/ESG/ALM engagements to ensure quality service is delivered
• Develop and maintain productive client relationships, maximising business opportunities
• Supervise a growing specialist team and contribute to the career development of team members
• Maintain up-to-date knowledge of risk management practices, both locally and internationally.
• Build strong internal relationships within Advisory practice and across other services.
  
  
  

• Around 5 - 7 years’ experience in professional services advisory, quantitative risks, international banking, insurance or ablue chip company with demonstrable experience in financial risk management
• Possess in-depth of knowledge in either of the areas below:
• Financial Risk Management or financial risk controls and processes within Banking or Securities firms
• Quantitative skill set for the construction, validation and implementation of financial risk models, such as:
• derivatives, structured products and pricing models in either FX or interest rates,
• stochastic calculus,
• market risk, credit risk and/or climate risk stress testing,
• PD%, LGD, EAD or development of expert judgment scorecards
• Capital treatments for banking/trading book and interest rate related instruments, currency and commodities,and equity in the trading book under the Basel (CBIRC or HKMA) definitions
• Understanding of VaR analysis and related control processes and policies
• Technical understanding of structured financial instruments, OTC products and their risk profiles (assetclass can be Prime and/or Credit Products, FI and Equity Derivatives, and/or Rates/FX)
• Knowledge of advanced approaches for Credit/Market Risk (IMA) including backtesting, FIRB and/or AIRB
• IFRS 9 Impairments and Expected Credit Loss Modelling
• ESG framework, including understanding of regulatory expectations, and risk assessment methodologies covering impacts to strategy, risk appetite and limits, business and risk processes and controls.
• Asset and Liability Management
• Experience with SAS, Python, C++, R or Mat-Lab is a plus
• Exceptional interpersonal skills with a demonstrated ability to gain the confidence and respect of senior executives
• Strong planning and organizing skills, with the ability to work effectively under pressure managing multiple/large scale projects or project deliverables
• Excellent analytical skills coupled with a pragmatic approach to problem solving
• Fluent in both English with excellent business and technical writing and presentation skills. Proficiency in Chinese(Mandarin and Cantonese) is a strong advantage
• Degree holder in Statistics, Risk Management, Accounting/Financial and Actuarial Engineering/Business Mathematics or any other business-related discipline
• HKICPA, CFA or FRM Designation preferable
• Candidates with lesser experience will be considered for a Senior Consultant role
  
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Professional Services

Referrals increase your chances of interviewing at KPMG China by 2x

Wan Chai District, Hong Kong SAR 2 days ago

Kwun Tong District, Hong Kong SAR 1 month ago

Sha Tin District, Hong Kong SAR 5 days ago

Islands District, Hong Kong SAR 1 month ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Join to apply for the Manager, Risk Consulting, Financial Risk Management role at KPMG China

Join to apply for the Manager, Risk Consulting, Financial Risk Management role at KPMG China

Get AI-powered advice on this job and more exclusive features.

KPMG China provides multidisciplinary services from audit and tax to advisory, with a strong focus on serving our clients’ needs and their industries. Not only do we have an overriding commitment to provide the highest quality services for our clients, but we also strive to become a responsible corporate citizen that has a positive impact on our environment and community. At KPMG, you’ll translate insights into action and reveal opportunities for all—our teams, our clients and our world.
Service Line Overview
KPMG’s Financial Risk Management (FRM) team advises clients on the development and implementation of risk management policies, systems and controls. Working with professionals from KPMG International and local network we offer a broad range of financial risk management services to help international banks, insurance companies, asset managers, and corporate and public clients identify, assess, manage, report, and limit the risks they face.
Our scope of the work covers the full spectrum of financial risks, such as credit risk, market risk, operational risk and liquidity risk; economic capital, capital management, stress testing, risk modelling and validation; regulatory compliance issues; ESG and Asset and Liability Management. Clients include local and foreign financial institutions, and there is a strong focus on financial institutions in mainland China.
Key Responsibilities

• Manage the execution of FRM Market/Credit Risk/ESG/ALM engagements to ensure quality service is delivered
• Develop and maintain productive client relationships, maximising business opportunities
• Supervise a growing specialist team and contribute to the career development of team members
• Maintain up-to-date knowledge of risk management practices, both locally and internationally.
• Build strong internal relationships within Advisory practice and across other services.
  

• Around 5 - 7 years’ experience in professional services advisory, quantitative risks, international banking, insurance or ablue chip company with demonstrable experience in financial risk management
• Possess in-depth of knowledge in either of the areas below:
• Financial Risk Management or financial risk controls and processes within Banking or Securities firms
• Quantitative skill set for the construction, validation and implementation of financial risk models, such as:
• derivatives, structured products and pricing models in either FX or interest rates,
• stochastic calculus,
• market risk, credit risk and/or climate risk stress testing,
• PD%, LGD, EAD or development of expert judgment scorecards
• Capital treatments for banking/trading book and interest rate related instruments, currency and commodities,and equity in the trading book under the Basel (CBIRC or HKMA) definitions
• Understanding of VaR analysis and related control processes and policies
• Technical understanding of structured financial instruments, OTC products and their risk profiles (assetclass can be Prime and/or Credit Products, FI and Equity Derivatives, and/or Rates/FX)
• Knowledge of advanced approaches for Credit/Market Risk (IMA) including backtesting, FIRB and/or AIRB
• IFRS 9 Impairments and Expected Credit Loss Modelling
• ESG framework, including understanding of regulatory expectations, and risk assessment methodologies covering impacts to strategy, risk appetite and limits, business and risk processes and controls.
• Asset and Liability Management
• Experience with SAS, Python, C++, R or Mat-Lab is a plus
• Exceptional interpersonal skills with a demonstrated ability to gain the confidence and respect of senior executives
• Strong planning and organizing skills, with the ability to work effectively under pressure managing multiple/large scale projects or project deliverables
• Excellent analytical skills coupled with a pragmatic approach to problem solving
• Fluent in both English with excellent business and technical writing and presentation skills. Proficiency in Chinese(Mandarin and Cantonese) is a strong advantage
• Degree holder in Statistics, Risk Management, Accounting/Financial and Actuarial Engineering/Business Mathematics or any other business-related discipline
• HKICPA, CFA or FRM Designation preferable
• Candidates with lesser experience will be considered for a Senior Consultant role
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Professional Services

Referrals increase your chances of interviewing at KPMG China by 2x

Wan Chai District, Hong Kong SAR 2 days ago

Kwun Tong District, Hong Kong SAR 1 month ago

Sha Tin District, Hong Kong SAR 5 days ago

Islands District, Hong Kong SAR 1 month ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.

Join to apply for the Associate Director, Risk Consulting, Financial Risk Management role at KPMG China

1 year ago Be among the first 25 applicants

Join to apply for the Associate Director, Risk Consulting, Financial Risk Management role at KPMG China

KPMG China provides multidisciplinary services from audit and tax to advisory, with a strong focus on serving our clients’ needs and their industries. Not only do we have an overriding commitment to provide the highest quality services for our clients, but we also strive to become a responsible corporate citizen that has a positive impact on our environment and community. At KPMG, you’ll translate insights into action and reveal opportunities for all—our teams, our clients and our world.

Service Line Overview

KPMG’s Financial Risk Management (FRM) team advises clients on the development and implementation of risk management policies, systems and controls. Working with professionals from KPMG International and local network we offer a broad range of financial risk management services to help international banks, insurance companies, asset managers, and corporate and public clients identify, assess, manage, report, and limit the risks they face.

Our scope of the work covers the full spectrum of financial risks, such as credit risk, market risk, operational risk and liquidity risk; economic capital, capital management, stress testing, risk modeling and validation. There is a particular emphasis currently on assisting clients prepare for the implementation of FRTB (Fundamental Review of the Trading Book)/Basel IV and other current local and international regulatory and risk management initiatives. Clients include local and foreign financial institutions, and there is a strong focus on financial institutions in mainland China.

Key Responsibilities

• Assisting clients with policy, framework, regulation, process, methodology, models and systems related to different risks, including but not only Credit/Market Risk etc.
• Manage the execution of FRM Risk engagements to ensure quality service is delivered
• Develop and maintain productive client relationships, maximising business opportunities
• Supervise a growing specialist team and contribute to the career development of team members
• Play a key role in business development across regions
• Maintain up-to-date knowledge of risk management practices, both locally and internationally.
• Build strong internal relationships within Advisory practice and across other services.
  
  
  

• Degree holder in Finance, Risk Management, Accounting/Financial and Actuarial Engineering/Business Mathematics or any other business related discipline
• At least 7 years' experience in professional services advisory, management consultancy, international banking, insurance or a blue chip industry company with demonstrable experience in financial risk management
• Possess a depth of knowledge in credit/market risk in:
• Financial Risk Management within a Banking or Securities firm
• IFRS 9 Impairments and Expected Credit Loss Modelling
• Knowledge of advanced approaches for Market Risk (IMA) including backtesting
• Capital treatments for banking book or trading book credit instruments/interest rate related instruments/ currency and commodities, and equity in the trading book under the Basel (CBRC and or HKMA) definitions
• Credit risk modelling skills (i.e. PD%, LGD, EAD or development of expert judgment scorecards)
• Experience with Credit Risk Model validation (i.e. quantitative and or qualitative Validation)
• Basel II related implementation experience and knowledge preferably on the advanced approaches for credit risk (FIRB and or AIRB)
• Understanding of VaR analysis and related control processes and policy
• Financial instrument valuation and methodologies and P&L attribution as relates to the trading book
• Experience with SAS, R, Metlab is a plus
• Exceptional interpersonal skills with a demonstrated ability to gain the confidence and respect of senior executives
• Strong planning and organizing skills, with the ability to work effectively under pressure managing multiple/ large scale projects or project deliverables
• Excellent analytical skills coupled with a pragmatic approach to problem solving
• Fluent in both English with excellent business and technical writing and presentation skills. Proficiency in Chinese(Mandarin and Cantonese) is a strong advantage
• Cross cultural business and overseas experience preferred
• HKICPA, CFA or FRM Designation preferable
  
  
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function Finance and Sales
• Industries Professional Services

Referrals increase your chances of interviewing at KPMG China by 2x

Get notified about new Director of Risk Management jobs in Wong Chuk Hang, Hong Kong SAR .

Wan Chai District, Hong Kong SAR 1 week ago

We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.