What Jobs are available for Fraud Prevention in Hong Kong?

Job Responsibilities:

• Conduct risk assessments for new and existing users and support high-risk users in completing Enhanced Due Diligence (EDD).
• Evaluate the transaction activities of high-risk users to ensure compliance with business rules.
• Lead AML-related product initiatives and provide guidance to the team on KYC/AML/EDD procedures.
• Collaborate closely with the compliance team and manage the scheduling and operation of global law enforcement requests.
• Contact customers via email to verify transaction activities and account information.
• Participate in the continuous improvement of AML/fraud prevention systems by staying informed about industry trends and technological advancements.

Job Requirements:

• 2-3 years of experience in compliance/AML is preferred, candidate with less experience would also be considered.
• Preferred: experience in fraud detection/risk management in banking, finance, and/or fintech sectors.
• Ability to quickly learn new technological tools.
• Proficient in written and spoken English and Chinese (Mandarin).
• Highly proactive, able to work effectively under pressure, handle multiple tasks, and manage stress.
• Detail-oriented with a strong sense of control and excellent time management skills.

Job Offer

• Permanent Position
• Token incentive
• Internal Career Development Opportunities
• Corporate Environment, Open and Friendly Teammates
• Medical Coverage & Body Check
• Festival & Birthday coupon
• Free Snacks & Drinks
• Competitive Salary and Discretionary Bonus

Key Responsibilities

The Investigation Specialist's daily tasks focus on execution, ensuring accurate and efficient data collection.

• Transaction Monitoring and Investigation
  :
• Review suspicious transaction alerts generated by the anti-money laundering monitoring system, and conduct timely and effective investigations.
• Assess high-risk customer profiles and large volumes of transaction data to identify normal and expected activities, initiate and review Requests for Information (RFIs).
• Case Analysis and Decision-Making
  :
• Apply analytical techniques to complex information sets to propose logical and well-supported recommendations.
• Make independent judgments on case investigations, deciding whether to close alerts or escalate cases for further investigation by relevant business units.
• Report Writing
  :
• Draft investigation reports for cases where suspicious activities are ruled out or money laundering suspicions can be eliminated. Close alerts and escalate suspicious transactions accordingly.
• External Inquiries
  :
• Handle external inquiries promptly and accurately.

Qualifications and Requirements

This role emphasizes the candidate's potential, basic competencies, and willingness to learn.

Education and Experience
:

• Bachelor's degree or above, preferably in finance or related fields.
• 1–3 years of relevant work experience; experience in large multinational payment companies is a plus.
• English proficiency at CET-6 or above.

Core Skills and Competencies
:

• Analytical Skills
  :
• Strong logical thinking and information sensitivity to discover clues from data.
• Communication Skills
  :
• Excellent verbal and written communication skills to ensure clear, accurate communication and documentation.
• Responsibility
  :
• Proactive, detail-oriented, and self-motivated with a strong sense of responsibility.
• Teamwork
  :
• Strong team spirit and ability to collaborate effectively with team members and other departments.
• Tools
  :
• Familiarity with or ability to quickly learn specific investigation tools is a plus.

JR Hong Kong Leighton Center

Officer, Anti- Money Laundering (AML) and Compliance – Hong Kong
Are you looking to play a key role in helping combat financial crime and provide services to help a global financial services company navigate business processes in Compliance? Are you ready to unleash your potential in a global company that is committed to making financial services accessible to people everywhere?

Then it's time to join Western Union as an Officer, Anti- Money Laundering (AML) and Compliance.

Western Union powers your pursuit.
The AML Compliance Analyst provides AML Compliance support to Western Union, its affiliates and authorized representatives/agents to create and implement programs as well as monitor transactions to ensure compliance with the Anti-Money Laundering Act, Bank Secrecy Act, USA Patriot Act, and other regulations governing Money Services Businesses.

Role Responsibilities

• Be the point of contact with local regulators in Hong Kong and China including for any coordination of regulatory requests or on-site inspections. You will need to ensure there is prompt and effective communication with local regulatory authorities and monitor any updates provided by the authorities. You will need to interpret and have a strong understanding of relevant AML laws, rules, and regulations.
• Coordinate and review reports related to Western Union Hong Kong, Macau and China AML activities.
• Provide assistance to management in the development of overall department strategies, goals and initiatives. Help to manage anti-money laundering requirements for assigned agents and sub-agents. Manage AML compliance for moderately complex regions and agents.
• You may be required to supervise staff and support senior management with reporting and regulatory relationships with regulatory agencies and agents.
• Provide AML Compliance support to Western Union's agents and affiliates to help build programs that are in compliance with anti-money laundering laws.
• Support agents/sub-agents in complying with company policies and procedures where they relate to anti-money laundering, by providing compliance training for the agents/sub-agents and through regular monitoring and reviews.
• Responsible for follow up with agents/sub-agents concerning review findings and communication of assessments to the appropriate internal management.
• You may be required to liaise with regulatory authorities, financial intelligence units or law enforcement under the supervision of AML Senior Management.
• You may be required to work with cross-function teams on reviews and improvements in compliance procedures impacting Western Union digital/retail products.

Role Requirements

• Bachelor's degree with strong written and verbal communication skills in English and Mandarin; proficiency in Cantonese is a must.
• At least five years of AML Compliance experience in complex retail/consumer financial services/payment services organizations with multiple financial products and dealing with regulatory matters. Previous experience as an MLRO or deputy MLRO within the financial services, fintech or payment industry is preferred.
• Confidence in interacting with Regulators and Law Enforcement Agencies in Hong Kong or China.
• Experience in problem solving and decision-making bearing in mind business implications and/or financial risks. Proven ability to analyze, utilize industry standards and employ sound judgment to draw conclusions regarding the status of an agent's compliance program. Excellent multi-tasking ability.
• Proficiency in MS Office (Word, Excel, PowerPoint)

We make financial services accessible to humans everywhere. Join us for what's next.
Western Union is positioned to become the world's most accessible financial services company — transforming lives and communities. We're a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at

Benefits
You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few

). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your Hongkong Specific Benefits Include

• Paid Time Offs
• Global Recognition and Rewards Programs
• Hybrid Working Arrangement
• Life/ Accident Insurance Coverage

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Responsibilities:

• Perform detailed investigations and research on clients flagged as potentially suspicious, utilizing both internal tools and external databases.
• Conduct cross-sector reviews across various Citi business lines to identify potential risks or inconsistencies.
• Compile and document investigation findings, ensuring all case files are supported with appropriate evidence and documentation.
• Deliver clear, concise written summaries of investigative outcomes.
• Provide senior management with recommendations on appropriate actions, such as maintaining or terminating client relationships, or filing Suspicious Activity Reports (SARs).
• Evaluate root causes of identified issues and assess their potential impact on the business to support risk mitigation efforts.
• Operate independently with minimal supervision, demonstrating sound judgment and autonomy in decision-making.
• Serve as a subject matter expert (SME), offering guidance to senior stakeholders and team members.
• Make risk-aware decisions that uphold the firm's reputation and ensure compliance with applicable laws, regulations, and internal policies. Escalate and report control issues transparently and ethically.

Requirements

• Bachelor's/University degree or equivalent experience
• 2-5 years of relevant experience in financial crime investigations or a related field.
• Familiarity with AML regulations is preferred.
• Proficient in Microsoft Office applications.
• Strong verbal and written communication skills.
• Proven analytical abilities and attention to detail.

Officer, Anti- Money Laundering (AML) and Compliance – Hong Kong

Are you looking to play a key role in helping combat financial crime and provide services to help a global financial services company navigate business processes in Compliance? Are you ready to unleash your potential in a global company that is committed to making financial services accessible to people everywhere?

Then it's time to join Western Union as an Officer, Anti- Money Laundering (AML) and Compliance.

Western Union powers your pursuit.

The AML Compliance Analyst provides AML Compliance support to Western Union, its affiliates and authorized representatives/agents to create and implement programs as well as monitor transactions to ensure compliance with the Anti-Money Laundering Act, Bank Secrecy Act, USA Patriot Act, and other regulations governing Money Services Businesses.

Role Responsibilities

• Be the point of contact with local regulators in Hong Kong and China including for any coordination of regulatory requests or on-site inspections. You will need to ensure there is prompt and effective communication with local regulatory authorities and monitor any updates provided by the authorities. You will need to interpret and have a strong understanding of relevant AML laws, rules, and regulations.
• Coordinate and review reports related to Western Union Hong Kong, Macau and China AML activities.
• Provide assistance to management in the development of overall department strategies, goals and initiatives. Help to manage anti-money laundering requirements for assigned agents and sub-agents. Manage AML compliance for moderately complex regions and agents.
• You may be required to supervise staff and support senior management with reporting and regulatory relationships with regulatory agencies and agents.
• Provide AML Compliance support to Western Union's agents and affiliates to help build programs that are in compliance with anti-money laundering laws.
• Support agents/sub-agents in complying with company policies and procedures where they relate to anti-money laundering, by providing compliance training for the agents/sub-agents and through regular monitoring and reviews.
• Responsible for follow up with agents/sub-agents concerning review findings and communication of assessments to the appropriate internal management.
• You may be required to liaise with regulatory authorities, financial intelligence units or law enforcement under the supervision of AML Senior Management.
• You may be required to work with cross-function teams on reviews and improvements in compliance procedures impacting Western Union digital/retail products.

Role Requirements

• Bachelor's degree with strong written and verbal communication skills in English and Mandarin; proficiency in Cantonese is a must.
• At least five years of AML Compliance experience in complex retail/consumer financial services/payment services organizations with multiple financial products and dealing with regulatory matters. Previous experience as an MLRO or deputy MLRO within the financial services, fintech or payment industry is preferred.
• Confidence in interacting with Regulators and Law Enforcement Agencies in Hong Kong or China.
• Experience in problem solving and decision-making bearing in mind business implications and/or financial risks. Proven ability to analyze, utilize industry standards and employ sound judgment to draw conclusions regarding the status of an agent's compliance program. Excellent multi-tasking ability.
• Proficiency in MS Office (Word, Excel, PowerPoint)

We make financial services accessible to humans everywhere. Join us for what's next.

Western Union is positioned to become the world's most accessible financial services company — transforming lives and communities. We're a diverse and passionate customer-centric team of over 8,000 employees serving 200 countries and territories, reaching customers and receivers around the globe. More than moving money, we design easy-to-use products and services for our digital and physical financial ecosystem that help our customers move forward.

Just as we help our global customers prosper, we support our employees in achieving their professional aspirations. You'll have plenty of opportunities to learn new skills and build a career, as well as receive a great compensation package. If you're ready to help drive the future of financial services, it's time for Western Union. Learn more about our purpose and people at

Benefits

You will also have access to short-term incentives, multiple health insurance options, accident and life insurance, and access to best-in-class development platforms, to name a few

). Please see the location-specific benefits below and note that your Recruiter may share additional role-specific benefits during your interview process or in an offer of employment.

Your Hongkong specific benefits include:

• Paid Time Offs
• Global Recognition and Rewards Programs
• Hybrid Working Arrangement
• Life/ Accident Insurance Coverage

We are passionate about diversity. Our commitment is to provide an inclusive culture that celebrates the unique backgrounds and perspectives of our global teams while reflecting the communities we serve. We do not discriminate based on race, color, national origin, religion, political affiliation, sex (including pregnancy), sexual orientation, gender identity, age, disability, marital status, or veteran status. The company will provide accommodation to applicants, including those with disabilities, during the recruitment process, following applicable laws.

Estimated Job Posting End Date:

This application window is a good-faith estimate of the time that this posting will remain open. This posting will be promptly updated if the deadline is extended or the role is filled.

About Bangkok Bank:

Established in 1944, Bangkok Bank is one of the largest regional banks in Southeast Asia. We are a leading bank in Thailand and a market leader in corporate and business banking serving large corporations and multinationals across a wide range of industries.

Our international network includes more than 200 overseas branches in 14 economies - Cambodia, China, Hong Kong, Indonesia, Japan, Laos, Malaysia, Myanmar, the Philippines, Singapore, Taiwan, the United Kingdom, the United States and Vietnam. We are the only Thai bank with a substantial presence in China, through our wholly-owned subsidiary Bangkok Bank (China). We provide customers with financial and business advice and work with them as a trusted partner to create value for their business.

We are now seeking a high caliber candidate to join our Hong Kong Branch.

Responsibilities:

• Perform AML assignments based on regulatory and internal policies & procedures
• Access the Bank's internal control environment with a view to provide value-adding recommendations
• Be familiar with HKMA Supervisory Policy Manual ("SPM")
• Follow up with the auditees' improvement measures
• Assist in reporting the progress of audit assignments to Head Office
• Report proactively on the progress of audit assignment
• Auditor-in-charge including liaising with different stakeholders
• Perform ad-hoc duties as and when assigned

Requirements:

• At least 5 years of audit experience in AML
• Must have experience working in the banking industry
• Sound knowledge in corporate banking products and banking systems/applications
• CPA, CIA and/or CISA qualifications or equivalent would be an advantage
• Experience in both audit firms and in house experience will be a plus
• Be familiar with execution of risk-based audit approach
• Capable to work independently with good communication skills and team spirit
• Proficient in both spoken and written English

We offer excellent career prospects to the right candidate. Salary will be commensurate with qualifications and experience. Interested parties please apply with full resume, stating current / expected salary and availability.

Personal data provided by job applicants will be used solely for considering suitability for the post and strictly in accordance with our personal data policies which are available on request.

**Please note that only shortlisted candidates will be contacted**

About The Company
Aspire is the leading all-in-one finance operating system for growing businesses. We are on a mission to reinvent business finance for a new generation of entrepreneurs and business owners, empowering startups and SMBs to realise their full potential.
Founded in 2018, Aspire has raised over USD 300M+ across equity and debt from world-class investors. In 2023, we successfully closed an oversubscribed USD 100 million Series C equity round led by Sequoia Capital and Lightspeed Ventures with participation of Tencent, Paypal Ventures, LGT Capital Partners, Picus Capital and MassMutual Ventures. To power our solutions, we have partnered with some of the best companies in the world such as JP Morgan, Visa and Wise and helped more than 50,000 businesses using our suite of products.
Aspire has been awarded Best Employer of the Year and Startup of the year by Asia FinTech Awards, and also LinkedIn's Top Startup in Singapore. In 2024, we also made it to CB Insights' Top 100 Global Fintech List two years in a row.
You will be amazed by the energy and experience of our team Aspire serves as an environment for you to innovate and drive change with our team of ex-entrepreneurs, ex-founders, and high-achievers with international and diverse backgrounds. Are you a top talent who is passionate about entrepreneurship? Join our rapidly growing team to make an impact in the Fintech space
About The Role
About the role:

We are seeking an experienced and detail-oriented Deputy Money Laundering Reporting Officer (DMLRO) to join our Compliance team in Hong Kong.

This role is instrumental in supporting the MLRO in managing and enhancing our AML/CFT compliance framework in line with the Anti-Money Laundering and Counter-Terrorist Financing Ordinance (AMLO), regulatory requirements from the Hong Kong Customs & Excise Department (C&ED), and industry best practices.

The Deputy MLRO will play a key role in supporting daily AML operations, including customer onboarding, transaction monitoring, STR filing, and liaising with internal teams to ensure compliance across the business. This position is ideal for professionals who are well-versed in AML regulatory requirements and looking to step into a more senior role within a growing fintech environment. The role will report to the Head of Compliance (MLRO), HK and East Asia in Hong Kong

What will you be doing?

• Support the MLRO in maintaining and enhancing the AML/CFT framework to meet the requirements of the AMLO and guidelines issued by C&ED.
• Lead the development and implementation of internal policies, procedures, and controls relating to AML/CFT.
• Oversee the onboarding and customer due diligence (CDD/EDD) process, ensuring compliance with internal policies and regulatory expectations.
• Review, update, and enforce Fincrime-related policies, procedures, and internal controls to ensure alignment with regulatory requirements and industry best practices.
• Support the FinCrime Operations team in conducting customer due diligence (CDD), enhanced due diligence (EDD), sanctions screening, and transaction monitoring activities.
• Investigate and assess suspicious transactions, prepare Suspicious Transaction Reports (STRs), and submit Suspicious Transaction Reports (STRs) to the Joint Financial Intelligence Unit (JFIU) under the supervision of the MLRO.
• Review, approve and provide advice to the business and AML operations on high risk clients, transactions and events.
• Conduct regular AML/CFT risk assessments and gap analyses; propose and implement necessary risk mitigation measures.
• Assist in preparing regulatory reports, responses to audits, and inspections conducted by regulators.
• Coordinate with internal stakeholders and senior management to ensure the effective execution of the fincrime program.
• Coordinate and deliver AML/CFT training and awareness programs to employees across the organization and ensure that relevant teams are kept up to date with regulatory developments.
• Keep up to date with AML/CFT regulatory developments and industry trends, and advise internal stakeholders accordingly.
• Act as delegate or cover for the MLRO in their absence.

Minimum Qualifications

• At least 5 years of AML/CFT compliance experience, preferably in financial institutions, fintech, or MSO-regulated entities.
• Solid knowledge of the Hong Kong AML/CFT regulatory framework, including AMLO, Guideline on AML/CFT (C&ED), and industry standards.
• Experience in transaction monitoring, CDD/EDD processes, sanctions screening, and STR preparation.
• Strong analytical and investigative skills with attention to detail.
• Ability to liaise with regulators, auditors, and other external stakeholders on AML/CFT matters.

Preferred Qualifications

• Prior experience in a fintech or payment services company regulated under C&ED and/or SFC Type 1,4,9.
• Familiarity with Fincrime technology and tools (e.g., screening and transaction monitoring systems) and ability to work with data to identify trends or anomalies.
• Proactive, collaborative, and able to work independently with minimal supervision.
• Detail-oriented with proficient analytical, investigative, and decision-making skills.
• Strong written and verbal communication skills in English and Chinese; proficiency in Cantonese is a plus.
• CAMS certification or equivalent AML/CFT qualification

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Aspire. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Aspire may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Aspire's Candidate Privacy Notice

Summary:

The Global Compliance Officer / MLRO will drive the design and execution of enhanced due diligence (EDD) strategies for high-risk clients across the payments and fintech business. This role requires deep expertise in global compliance and AML/CFT regulations, with proven experience managing high-risk clients, cross-border transactions, and sanctions exposure. The director will lead a global compliance team, establish scalable monitoring frameworks, and provide senior leadership with actionable risk assessments and strategic recommendations.

Key Responsibilities:

• Lead global enhanced due diligence (EDD) strategy for high-risk clients across the business, ensuring full compliance with AML/CFT regulations and global sanctions.
• Oversee verification of client identity, source of funds, and transaction flows across domestic and cross-border payment channels; identify unusual patterns, high-risk geographies, and potential illicit activity.
• Manage a global AML/CFT team, establishing scalable EDD frameworks, monitoring rules, and high-risk client approval processes.
• Provide senior leadership with risk assessments, suspicious activity reports (SARs/STRs), and strategic recommendations to mitigate exposure.
• Supervise ongoing monitoring, transaction alerts, and periodic high-risk client reviews, maintaining proactive global risk governance.
• Ensure compliance frameworks and AML policies are consistently updated in line with international regulations, FATF recommendations, and evolving regulatory requirements across jurisdictions.

Requirements:

• Bachelor's degree or higher in Finance, Law, Accounting, or related field; CAMS/ACAMS or equivalent preferred.
• Min 10 years of AML/CFT or high-risk client due diligence experience.
• Deep understanding of payments, fintech platforms, and cross-border transaction compliance.
• Strong knowledge of international AML/CFT regulations, FATF guidelines, and sanctions frameworks.
• Hands-on experience developing and implementing compliance policies, AML procedures, and risk-based frameworks across multiple jurisdictions.
• Experience with high-risk clients in payments, fintech, or digital financial services preferred.
• Excellent strategic thinking, risk judgment, and cross-cultural leadership skills.
• Fluent in Mandarin & English to engage effectively with global internal stakeholders.

About Ant International

With headquarters in Singapore and main operations across Asia, Europe, the Middle East and Latin America, Ant International is a leading global digital payment, digitisation and financial technology provider. Through collaboration across the private and public sectors, our unified techfin platform supports financial institutions and merchants of all sizes to achieve inclusive growth through a comprehensive range of cutting-edge digital payment and financial services solutions. To learn more, please visit

Based in Hong Kong, this individual will be the key person of the Hong Kong AML Team to support Ant Group's Alipay business.

We are looking to hire a detail-oriented, hard-working senior compliance professional to join Ant Group. This person will work closely with regulators such as Hong Kong Customs and JFIU, other AML team members, legal, risk management, data privacy and other legal/compliance professionals, as well as Business, Product and Operation teams at Ant Group.

The ideal candidate will be a confident self-starter with strong interpersonal and organizational skills, exercise good judgement, experienced in the relevant Anti-Money Laundering ("AML"), Counter-Terrorist Financing ("CTF"), and sanctions in remittance, payments or financial services industry, and with demonstrable ability to effectively and proactively engage and partner with the business in a fast-paced and engaging environment.

Responsibilities:

• Act as the focal point for the oversight of all activities relating to the prevention and detection of AML/Sanctions/CTF in Hong Kong;
• Provide support / guidance to the senior management to ensure that AML/Sanctions /CTF risks are adequately identified, understood and managed, in particular to communicate key AML/Sanctions /CTF issues including significant compliance deficiencies;
• Carry out risk assessment at the enterprise level and on products and services offered by Ant Group;
• Provide support and guidance to the Business Development team in relation to AML/Sanctions /CTF issues;
• Work with in-house AML product and technology team to select and implement relevant technology solutions;
• Actively identify and report suspicious transactions by reviewing internal disclosures and act as the main point of contact with the Hong Kong regulators and law enforcement agencies.
• Implement effective SAR reporting procedures in accordance with the local requirements;
• Ensure financial crime surveillance and intelligence in country is effective;
• Develop and review the AML/Sanctions /CTF systems to ensure they remain up-to-date, meet current statutory and regulatory requirements and are effective in managing AML/Sanctions /CTF risks arising from the business;
• Ensure AML/Sanctions /CTF staff training is adequate, appropriate and effective;
• Conduct due diligence review on strategic business partner to evaluate potential AML/Sanctions /CTF risks.

Requirements:

• At least 8 years of relevant compliance, regulatory or similar experience;
• Strong regulatory compliance experience and demonstrable skills in AML, sanctions, remittance and regulatory management;
• Knowledgeable in fintech, payment systems, money transmitter licensing or similar legal and regulatory requirements in Hong Kong and Asia;
• A team player and the ability to work both independently and collaboratively with multiple teams located in different jurisdictions and under strict deadlines;
• Excellent project management skills and sound judgement;
• Self-starter with good attitude. Resourceful, adaptable and flexible in a highly engaging, demanding and rewarding environment;
• Excellent written and verbal communication skills. Proficiency in English required. Mandarin Chinese desirable. International banking or relevant financial institution work experience a plus;
• Willingness of travel;
• Experience with remittance, e-commerce, payments, MSB, or financial services preferred.