5 Home Loans jobs in Hong Kong
Credit Initiation Officer (Secured Loan)
Kowloon, Kowloon
Citigroup
Posted 2 days ago
Job Viewed
Job Description
At **Citi** , we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients - whether they be consumers, corporations, governments or institutions - to help them meet their biggest opportunities and face the world's toughest challenges.
**Shape your Career with Citi**
Citi's **Wealth** brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We're currently looking for a high caliber professional to join our team as **Officer, Credit Initiation Officer (Secured Loan) -** **Hybrid** (Internal Job Title: Credit Maint Analyst 2 - C10) based in Hong Kong. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to:**
This role is within the Credit Initiation department, which is essential for providing service support to our clients on new Loan Products applications, including Mortgage Loans, Securities Based Lending Loans, Unsecured Credit Facilities, and more. The department also performs regular portfolio account credit reviews on existing clients.
As a Credit Initiation Officer (from: Secured Lending Team), you will be responsible for processing clients' lending products applications through credit assessment. You will also ensure compliance with regulatory requirements, policies, and procedures. Furthermore, you will support the Unit Manager on projects, audit, and control governance activities when required.
+ Support processing and credit underwriting functions for Lending Products Applications (Mortgage, Investment, and Premium Financing Loans) and ensure processing within established turnaround times and meeting productivity benchmarks.
+ Perform credit assessment activities (including client profiling, credit risk analysis, credit proposal write-ups, and credit underwriting for new applications, line maintenance, and annual reviews) for consumer clients.
+ Make evaluative judgments based on the analysis of application and client information.
+ Analyze/evaluate credit reports and coordinate/follow up on action plans, implementations, and related defects.
+ Review client's applications and loan documents as part of the credit underwriting process.
+ Render support on quality checks to ensure compliance with regulatory requirements, policies, and procedures.
+ Support projects and the development of new workflows and procedures to simplify credit underwriting and post-approval processes.
+ Provide administrative support surrounding application processing and portfolio activities (like conducting annual reviews on existing account holders).
+ Provide training to junior staff/new hires where necessary.
+ Support various control tasks where necessary (e.g., supporting the department manager or supervisor in collating samplings for Audit Review).
+ Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets.
+ This job description provides a high-level overview of the types of work performed. Other job-related duties may be assigned as required.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ 3-5 years of prior experience in a financial institution.
+ 2-3 years of experience in credit operations or a similar position.
+ Ability to work in a team-oriented environment.
+ Bachelor's degree/University degree or equivalent experience.
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
_ Family Group:**
Operations - Services
---
**Job Family:**
Credit Maintenance
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
**Shape your Career with Citi**
Citi's **Wealth** brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We're currently looking for a high caliber professional to join our team as **Officer, Credit Initiation Officer (Secured Loan) -** **Hybrid** (Internal Job Title: Credit Maint Analyst 2 - C10) based in Hong Kong. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to:**
This role is within the Credit Initiation department, which is essential for providing service support to our clients on new Loan Products applications, including Mortgage Loans, Securities Based Lending Loans, Unsecured Credit Facilities, and more. The department also performs regular portfolio account credit reviews on existing clients.
As a Credit Initiation Officer (from: Secured Lending Team), you will be responsible for processing clients' lending products applications through credit assessment. You will also ensure compliance with regulatory requirements, policies, and procedures. Furthermore, you will support the Unit Manager on projects, audit, and control governance activities when required.
+ Support processing and credit underwriting functions for Lending Products Applications (Mortgage, Investment, and Premium Financing Loans) and ensure processing within established turnaround times and meeting productivity benchmarks.
+ Perform credit assessment activities (including client profiling, credit risk analysis, credit proposal write-ups, and credit underwriting for new applications, line maintenance, and annual reviews) for consumer clients.
+ Make evaluative judgments based on the analysis of application and client information.
+ Analyze/evaluate credit reports and coordinate/follow up on action plans, implementations, and related defects.
+ Review client's applications and loan documents as part of the credit underwriting process.
+ Render support on quality checks to ensure compliance with regulatory requirements, policies, and procedures.
+ Support projects and the development of new workflows and procedures to simplify credit underwriting and post-approval processes.
+ Provide administrative support surrounding application processing and portfolio activities (like conducting annual reviews on existing account holders).
+ Provide training to junior staff/new hires where necessary.
+ Support various control tasks where necessary (e.g., supporting the department manager or supervisor in collating samplings for Audit Review).
+ Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding Citigroup, its clients, and assets.
+ This job description provides a high-level overview of the types of work performed. Other job-related duties may be assigned as required.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ 3-5 years of prior experience in a financial institution.
+ 2-3 years of experience in credit operations or a similar position.
+ Ability to work in a team-oriented environment.
+ Bachelor's degree/University degree or equivalent experience.
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
_ Family Group:**
Operations - Services
---
**Job Family:**
Credit Maintenance
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
This advertiser has chosen not to accept applicants from your region.
0
Officer, Credit Approver (Unsecured Loan)
Citi
Posted 10 days ago
Job Viewed
Job Description
Officer, Credit Approver (Unsecured Loan)
Take the next step in your career, apply for this role at Citi today
---
Job Family Group:
Operations - Services
---
Job Family:
Credit Maintenance
---
Time Type:
Full time
---
Most Relevant Skills
Please see the requirements listed above.
---
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
---
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster. Seniority level
Citi Kowloon City District, Hong Kong SAR
Join or sign in to find your next jobJoin to apply for the Officer, Credit Approver (Unsecured Loan) role at Citi
Officer, Credit Approver (Unsecured Loan)Citi Kowloon City District, Hong Kong SAR
3 days ago Be among the first 25 applicants
Join to apply for the Officer, Credit Approver (Unsecured Loan) role at Citi
At Citi , we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to help them meet their biggest opportunities and face the world's toughest challenges.
Shape your Career with Citi
Citi’s Wealth brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We’re currently looking for a high caliber professional to join our team as Officer , Credit Approver (Unsecured Loan) - Hybrid (Internal Job Title: Credit Maint Analyst – C09) based in Hong Kong. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
- Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
- We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
- We empower our employees to manage their financial well-being and help them plan for the future.
- Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
- We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
- We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
- Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
- Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
- Maintain an executive document to track all request, changes, and action plans performed on credit reports
- Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
- Prepare portfolio and related credit information for internal and external auditors
- Make evaluative judgements based on the analysis of factual information
- Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
- Relevant experience required
- Experience in credit operations or similar position
- Knowledge of the processes, procedures and systems
- Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
- Ability to work in a team-oriented environment
- Bachelor’s degree/University degree or equivalent experience
Take the next step in your career, apply for this role at Citi today
---
Job Family Group:
Operations - Services
---
Job Family:
Credit Maintenance
---
Time Type:
Full time
---
Most Relevant Skills
Please see the requirements listed above.
---
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
---
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster. Seniority level
- Seniority level Not Applicable
- Employment type Full-time
- Job function Finance and Sales
- Industries Banking, Financial Services, and Investment Banking
Referrals increase your chances of interviewing at Citi by 2x
Get notified about new Credit Officer jobs in Kowloon City District, Hong Kong SAR .
Global Banking & Markets, Investment Banking, Capital Solutions Group, Associate/ Analyst, Hong Kong Global Banking & Markets, Investment Banking, TMT, Associate & Analyst, Hong KongKowloon City District, Hong Kong SAR 2 weeks ago
Assistant Credit Manager, Credit Department Credit Manager, Capital Markets - Capital Markets & Liquidity Management Credit Analyst, Fixed Income, Asset ManagementKowloon City District, Hong Kong SAR 18 hours ago
Analyst / Associate, Private Equity Asia Credit Approval Officer/ Assistant Manager, Fubon Credit Credit Officer – Branch Administration (Ref: CO-COBA)Kowloon City District, Hong Kong SAR 18 hours ago
Kwun Tong District, Hong Kong SAR 7 months ago
Asset & Wealth Management, Private, Global Risk, Analyst, Hong KongWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr
This advertiser has chosen not to accept applicants from your region.
1
Officer, Credit Approver (Unsecured Loan)
Kowloon, Kowloon
Citigroup
Posted 19 days ago
Job Viewed
Job Description
At **Citi** , we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients - whether they be consumers, corporations, governments or institutions - to help them meet their biggest opportunities and face the world's toughest challenges.
**Shape your Career with Citi**
Citi's **Wealth** brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We're currently looking for a high caliber professional to join our team as **Officer** **,** **Credit Approver (Unsecured Loan)** **-** **Hybrid** (Internal Job Title: Credit Maint Analyst - C09) based in Hong Kong. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to:**
+ Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
+ Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
+ Maintain an executive document to track all request, changes, and action plans performed on credit reports
+ Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
+ Prepare portfolio and related credit information for internal and external auditors
+ Make evaluative judgements based on the analysis of factual information
+ Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ Relevant experience required
+ Experience in credit operations or similar position
+ Knowledge of the processes, procedures and systems
+ Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
+ Ability to work in a team-oriented environment
+ Bachelor's degree/University degree or equivalent experience
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
_ Family Group:**
Operations - Services
---
**Job Family:**
Credit Maintenance
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
**Shape your Career with Citi**
Citi's **Wealth** brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We're currently looking for a high caliber professional to join our team as **Officer** **,** **Credit Approver (Unsecured Loan)** **-** **Hybrid** (Internal Job Title: Credit Maint Analyst - C09) based in Hong Kong. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to:**
+ Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
+ Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
+ Maintain an executive document to track all request, changes, and action plans performed on credit reports
+ Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
+ Prepare portfolio and related credit information for internal and external auditors
+ Make evaluative judgements based on the analysis of factual information
+ Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ Relevant experience required
+ Experience in credit operations or similar position
+ Knowledge of the processes, procedures and systems
+ Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
+ Ability to work in a team-oriented environment
+ Bachelor's degree/University degree or equivalent experience
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
_ Family Group:**
Operations - Services
---
**Job Family:**
Credit Maintenance
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
This advertiser has chosen not to accept applicants from your region.
2
Officer, Credit Approver (Unsecured Loan)
Kowloon, Kowloon
Citi
Posted 10 days ago
Job Viewed
Job Description
Officer, Credit Approver (Unsecured Loan)
Take the next step in your career, apply for this role at Citi today
Family Group:
Operations - Services
---
Job Family:
Credit Maintenance
---
Time Type:
Full time
---
Most Relevant Skills
Please see the requirements listed above.
---
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
---
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster. Seniority level
Citi Kowloon City District, Hong Kong SAR
Join or sign in to find your next jobJoin to apply for the Officer, Credit Approver (Unsecured Loan) role at Citi
Officer, Credit Approver (Unsecured Loan)Citi Kowloon City District, Hong Kong SAR
3 days ago Be among the first 25 applicants
Join to apply for the Officer, Credit Approver (Unsecured Loan) role at Citi
At Citi , we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients – whether they be consumers, corporations, governments or institutions – to help them meet their biggest opportunities and face the world's toughest challenges.
Shape your Career with Citi
Citi’s Wealth brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We’re currently looking for a high caliber professional to join our team as Officer , Credit Approver (Unsecured Loan) - Hybrid (Internal Job Title: Credit Maint Analyst – C09) based in Hong Kong. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
- Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
- We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
- We empower our employees to manage their financial well-being and help them plan for the future.
- Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
- We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
- We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
- Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities
- Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects
- Maintain an executive document to track all request, changes, and action plans performed on credit reports
- Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings
- Prepare portfolio and related credit information for internal and external auditors
- Make evaluative judgements based on the analysis of factual information
- Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
- Relevant experience required
- Experience in credit operations or similar position
- Knowledge of the processes, procedures and systems
- Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain
- Ability to work in a team-oriented environment
- Bachelor’s degree/University degree or equivalent experience
Take the next step in your career, apply for this role at Citi today
Family Group:
Operations - Services
---
Job Family:
Credit Maintenance
---
Time Type:
Full time
---
Most Relevant Skills
Please see the requirements listed above.
---
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
---
Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster. Seniority level
- Seniority level Not Applicable
- Employment type Full-time
- Job function Finance and Sales
- Industries Banking, Financial Services, and Investment Banking
Referrals increase your chances of interviewing at Citi by 2x
Get notified about new Credit Officer jobs in Kowloon City District, Hong Kong SAR .
Global Banking & Markets, Investment Banking, Capital Solutions Group, Associate/ Analyst, Hong Kong Global Banking & Markets, Investment Banking, TMT, Associate & Analyst, Hong KongKowloon City District, Hong Kong SAR 2 weeks ago
Assistant Credit Manager, Credit Department Credit Manager, Capital Markets - Capital Markets & Liquidity Management Credit Analyst, Fixed Income, Asset ManagementKowloon City District, Hong Kong SAR 18 hours ago
Analyst / Associate, Private Equity Asia Credit Approval Officer/ Assistant Manager, Fubon Credit Credit Officer – Branch Administration (Ref: CO-COBA)Kowloon City District, Hong Kong SAR 18 hours ago
Kwun Tong District, Hong Kong SAR 7 months ago
Asset & Wealth Management, Private, Global Risk, Analyst, Hong KongWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
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Officer, Credit Portfolio Analyst, Mortgage Lending
Kowloon, Kowloon
Citigroup
Posted 10 days ago
Job Viewed
Job Description
At **Citi** , we get to connect millions of people across hundreds of cities and countries every day. And we've been doing it for more than 200 years. We do this through our unparalleled global network. We provide a broad range of financial services and products to our clients - whether they be consumers, corporations, governments or institutions - to help them meet their biggest opportunities and face the world's toughest challenges.
**Shape your Career with Citi**
**Citi Wealth** brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We're currently looking for a high caliber professional to join our team as **Officer, Credit Portfolio Analyst** (Internal Job Title: Credit Portfolio Analyst II - C10) based in Hong Kong. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to:**
The Credit Analyst II is an intermediate-level position responsible for credit risk management function on retail mortgage lending business, including policy management, portfolio monitoring, model management and governance. We are seeking a highly motivated and skilled individual to assume responsibility for the management and governance of our residential mortgage loss forecasting models, as well as participating and contributing to the evolution and implementation of our Retail Credit Risk policies. This role will be integral to ensuring the accuracy and robustness of our risk assessments and the sound governance of our credit practices, particularly within the residential mortgage sector.
+ Report to the Mortgage Lending Risk Manager to monitor and manage the Retail mortgage lending credit cycle
+ Partnering with key stakeholders to overseeing the entire lifecycle of retail credit risk loss forecasting models for the residential mortgage portfolio, from development and validation to ongoing performance monitoring, recalibration, and documentation. This includes ensuring models are fit for purpose, accurate, and comply with internal and external requirements.
+ Conducting in-depth quantitative analysis of large datasets related to mortgage performance, identifying trends, assessing portfolio health, and informing model enhancements. Preparing comprehensive reports and presentations on model performance, forecasts, and key risk indicators for various stakeholders, including senior management and regulatory bodies.
+ Ensuring all model activities and policy frameworks adhere to internal governance standards, regulatory requirements (e.g., Basel, IFRS 9), and industry best practices. Collaborating with internal audit and compliance teams to ensure adherence.
+ Participating in the review, development, and implementation of retail credit risk policies, particularly those pertaining to residential mortgages. This involves ensuring policies are current, effective, and align with regulatory expectations and the bank's risk appetite. Escalate credit concerns/updates to Mortgage Lending Risk Manager and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
+ Prepare and monitor key and ad hoc MIS on mortgage credit risk management, bring to management for attention if required per the portfolio performance trend and extend support on relevant key initiatives
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
+ Minimum 2-3 years of experience in credit risk analysis in Mortgage Lending products with solid understanding of retail credit risk concepts, products, and processes, particularly within residential mortgages.
+ Demonstrated strong analytical and quantitative skills with proficiency in statistical modeling software (e.g., SAS, R, Python) and large dataset manipulation. Data mining and MS Word/Excel/Access/Power-Point is a basic.
+ Experience in model validation, performance monitoring, and model documentation. Proven experience in managing, developing, or validating IFRS 9 impairment models, specifically for mortgage portfolios, is recommended.
+ Knowledge and practical experience with Climate Risk loss forecasting methodologies and their application in a financial institution context, would be an advantage.
+ Ability to translate complex analytical findings and policy requirements into clear, concise, and actionable insights for diverse audiences.
+ Excellent communication skills, both written and verbal, for presenting technical information and policy recommendations.
+ Good communication, interpersonal skills and possess certain positive leadership skills/potential (e.g. take ownership, strong risk culture, ability to work independently etc.)
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
_ Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
**Shape your Career with Citi**
**Citi Wealth** brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We're currently looking for a high caliber professional to join our team as **Officer, Credit Portfolio Analyst** (Internal Job Title: Credit Portfolio Analyst II - C10) based in Hong Kong. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ Citi provides programs and services for your physical and mental well-being including access to telehealth options, health advocates, confidential counseling and more. Coverage varies by country.
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ Citi provides access to an array of learning and development resources to help broaden and deepen your skills and knowledge as your career progresses.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
+ We offer our employees resources and tools to volunteer in the communities in which they live and work. In 2019, Citi employee volunteers contributed more than 1 million volunteer hours around the world.
**In this role, you're expected to:**
The Credit Analyst II is an intermediate-level position responsible for credit risk management function on retail mortgage lending business, including policy management, portfolio monitoring, model management and governance. We are seeking a highly motivated and skilled individual to assume responsibility for the management and governance of our residential mortgage loss forecasting models, as well as participating and contributing to the evolution and implementation of our Retail Credit Risk policies. This role will be integral to ensuring the accuracy and robustness of our risk assessments and the sound governance of our credit practices, particularly within the residential mortgage sector.
+ Report to the Mortgage Lending Risk Manager to monitor and manage the Retail mortgage lending credit cycle
+ Partnering with key stakeholders to overseeing the entire lifecycle of retail credit risk loss forecasting models for the residential mortgage portfolio, from development and validation to ongoing performance monitoring, recalibration, and documentation. This includes ensuring models are fit for purpose, accurate, and comply with internal and external requirements.
+ Conducting in-depth quantitative analysis of large datasets related to mortgage performance, identifying trends, assessing portfolio health, and informing model enhancements. Preparing comprehensive reports and presentations on model performance, forecasts, and key risk indicators for various stakeholders, including senior management and regulatory bodies.
+ Ensuring all model activities and policy frameworks adhere to internal governance standards, regulatory requirements (e.g., Basel, IFRS 9), and industry best practices. Collaborating with internal audit and compliance teams to ensure adherence.
+ Participating in the review, development, and implementation of retail credit risk policies, particularly those pertaining to residential mortgages. This involves ensuring policies are current, effective, and align with regulatory expectations and the bank's risk appetite. Escalate credit concerns/updates to Mortgage Lending Risk Manager and propose risk mitigation action to be taken by staying continuously informed of related developments/news for the portfolio and industry covered and understanding the credit process, policies and Citi's risk appetite
+ Prepare and monitor key and ad hoc MIS on mortgage credit risk management, bring to management for attention if required per the portfolio performance trend and extend support on relevant key initiatives
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ Bachelor or post-graduate degree in Business, Statistics, Data Science or other related quantitative disciplines
+ Minimum 2-3 years of experience in credit risk analysis in Mortgage Lending products with solid understanding of retail credit risk concepts, products, and processes, particularly within residential mortgages.
+ Demonstrated strong analytical and quantitative skills with proficiency in statistical modeling software (e.g., SAS, R, Python) and large dataset manipulation. Data mining and MS Word/Excel/Access/Power-Point is a basic.
+ Experience in model validation, performance monitoring, and model documentation. Proven experience in managing, developing, or validating IFRS 9 impairment models, specifically for mortgage portfolios, is recommended.
+ Knowledge and practical experience with Climate Risk loss forecasting methodologies and their application in a financial institution context, would be an advantage.
+ Ability to translate complex analytical findings and policy requirements into clear, concise, and actionable insights for diverse audiences.
+ Excellent communication skills, both written and verbal, for presenting technical information and policy recommendations.
+ Good communication, interpersonal skills and possess certain positive leadership skills/potential (e.g. take ownership, strong risk culture, ability to work independently etc.)
Working at Citi is far more than just a job. A career with us means joining a family of more than 230,000 dedicated people from around the globe. At Citi, you'll have the opportunity to grow your career, give back to your community and make a real impact.
**Take the next step in your career, apply for this role at Citi today**
_ Family Group:**
Risk Management
---
**Job Family:**
Portfolio Credit Risk Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.
---
**Other Relevant Skills**
Credible Challenge, Data Analysis, Laws and Regulations, Management Reporting, Referral and Escalation, Risk Remediation.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.
This advertiser has chosen not to accept applicants from your region.
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