91 Investment Analysis jobs in Hong Kong

Director, Portfolio Management and Governance page is loadedDirector, Portfolio Management and Governance Apply locations Hong Kong (Group Head Office) time type Full time posted on Posted Yesterday job requisition id 25060440

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

Support the Group Chief Product Officer (GCPO) to build out the Group Product Function, focusing on portfolio management and governance, process enhancements and product strategy.Responsibilities Target Operating Model:

• Support the Group Chief Product Officer (GCPO) to build and maintain the Product COE at the Group level by establishing an operating model and developing the Group Product Function
• Work closely with and support the GCPO as well as Local Business Units (LBUs) to develop and standardise the target operating model for product functions across Local Business Units
• Support the establishment of a Product Community of Practice, work closely with LBUs’ product functions on product proposition and idea sharing

Portfolio Management:

• Conduct regular LBUs portfolio review, evaluate margin uplift / OFSG / cash profile improvement, to drive on-going portfolio management, rationalisation and optimisation; these also include identification of non-value adding products and funds to discontinue on an ongoing basis, as well as providing recommendation of management action where appropriate
• Work closely and integrate with various Group stakeholders such as Group Finance, Group Risk and Group Health, into the current in-force management process for active maintenance and optimisation of product portfolio
• Conduct product post-implementation review, evaluate product performance and ensure the implemented products meet customer needs and our business objectives; also identify areas of improvement, recommend and drive product enhancement as well as day-2 items implementation as needed
• Work with various Group stakeholders on optimisation for product metrics

Product Governance

• Review LBUs’ product development, management and governance processes such as their product functions setup, product committee structure, product related standards and frameworks, then identify gaps and drive corresponding enhancement as well as regular update
• Provide product governance and product development process best practice sharing

Process improvements and speed to market:

• Support the GCPO and work with Group and LBU stakeholders on cross-functional projects to improve our internal process where appropriate as well as to reduce time and effort to product launch
• Support the GCPO on development of in-house capabilities on product assumptions
• Provide supports on product development process to LBUs as needed

Product Strategy:

• Support the GCPO to work closely with various stakeholders, such as Group Customer Proposition, Group Investment, Group Risk, internal and external reinsurers, consultants, to drive product innovation and Group product strategy execution
• Support the GCPO on integrating the Group Product Function into the Business Plan process; review LBUs’ Product Strategy and Product Plans, identify opportunities and work with the GCPO and LBUs to drive strategic enhancement

Requirements

• Qualified actuary with several years of post-qualification experience
• Extensive experience in life insurance products across multiple product categories as well as markets relevant to Prudential
• Enthusiasm for advancing the product function, improving the status quo in markets and bringing new ideas to the Group.
• Organised, analytical and logical thinker
• Ability to pay close attention to detail and apply critical thinking and judgment, as well as ability to stand back and consider the big picture.
• Strong interpersonal and communication skills, with an ability to build effective relationships and liaise and communicate effectively with stakeholders. Work collaboratively to support business units and Group functions.
• Ability to work under pressure, flexible deal with workloads, priorities and deadlines

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.

Similar Jobs (1) Senior Group Manager, Distribution Risk and Governance locations Hong Kong (Group Head Office) time type Full time posted on Posted 30+ Days Ago

We are Prudential. For Every Life, For Every Future.

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Join to apply for the Assistant Manager, Customer Portfolio Management role at Prudential Hong Kong

3 weeks ago Be among the first 25 applicants

Join to apply for the Assistant Manager, Customer Portfolio Management role at Prudential Hong Kong

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.
The role will plan and implement marketing activities and value-added services that align with the customer strategies to maximize customer lifetime value. Develop and roll out effective customer lifecycle management and data-driven cross-sell/upsell campaigns to deepen customer penetration and increase our share of wallet.
Job Responsibilities

• Design and deploy customer campaigns across customer lifecycle to uplift customer engagement and penetration
• Implement personalized and effective customer and marketing communications to optimize the campaign response
• Collaborate with strategic partners and internal stakeholders to design for differentiating marketing activities, engagement tools and privileged offers that create customer engagement opportunities and enrich propositions.
• Define metrics to track progress and success, and analyze data to enhance design and offer
• Stay abreast of latest trends and developments in customer engagement. Constantly benchmark with the market to identify actionable improvements and convert into new initiative ideas.
  

Job Requirements

• Degree holder in marketing or a related field
• Have 5+ years of working experience in Marketing (preferably from financial institution)
• Team player with a self-motivated mindset
• Strong communication and interpersonal skills
• Excellent in content development and customer communications
• Well-rounded experience in marketing promotions, partnerships and segment management
• Experience in managing different stakeholders (internal and external)
• Fluent in English and Cantonese (written and oral)
  

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements. Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Finance and Sales

Referrals increase your chances of interviewing at Prudential Hong Kong by 2x

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Director, Portfolio Management and Governance page is loaded

Director, Portfolio Management and Governance Apply locations Hong Kong (Group Head Office) time type Full time posted on Posted Yesterday job requisition id 25060440

Prudential’s purpose is to be partners for every life and protectors for every future. Our purpose encourages everything we do by creating a culture in which diversity is celebrated and inclusion assured, for our people, customers, and partners. We provide a platform for our people to do their best work and make an impact to the business, and we support our people’s career ambitions. We pledge to make Prudential a place where you can Connect, Grow, and Succeed.

Support the Group Chief Product Officer (GCPO) to build out the Group Product Function, focusing on portfolio management and governance, process enhancements and product strategy.Responsibilities Target Operating Model:

• Support the Group Chief Product Officer (GCPO) to build and maintain the Product COE at the Group level by establishing an operating model and developing the Group Product Function
• Work closely with and support the GCPO as well as Local Business Units (LBUs) to develop and standardise the target operating model for product functions across Local Business Units
• Support the establishment of a Product Community of Practice, work closely with LBUs’ product functions on product proposition and idea sharing

Portfolio Management:

• Conduct regular LBUs portfolio review, evaluate margin uplift / OFSG / cash profile improvement, to drive on-going portfolio management, rationalisation and optimisation; these also include identification of non-value adding products and funds to discontinue on an ongoing basis, as well as providing recommendation of management action where appropriate
• Work closely and integrate with various Group stakeholders such as Group Finance, Group Risk and Group Health, into the current in-force management process for active maintenance and optimisation of product portfolio
• Conduct product post-implementation review, evaluate product performance and ensure the implemented products meet customer needs and our business objectives; also identify areas of improvement, recommend and drive product enhancement as well as day-2 items implementation as needed
• Work with various Group stakeholders on optimisation for product metrics

Product Governance

• Review LBUs’ product development, management and governance processes such as their product functions setup, product committee structure, product related standards and frameworks, then identify gaps and drive corresponding enhancement as well as regular update
• Provide product governance and product development process best practice sharing

Process improvements and speed to market:

• Support the GCPO and work with Group and LBU stakeholders on cross-functional projects to improve our internal process where appropriate as well as to reduce time and effort to product launch
• Support the GCPO on development of in-house capabilities on product assumptions
• Provide supports on product development process to LBUs as needed

Product Strategy:

• Support the GCPO to work closely with various stakeholders, such as Group Customer Proposition, Group Investment, Group Risk, internal and external reinsurers, consultants, to drive product innovation and Group product strategy execution
• Support the GCPO on integrating the Group Product Function into the Business Plan process; review LBUs’ Product Strategy and Product Plans, identify opportunities and work with the GCPO and LBUs to drive strategic enhancement

Requirements

• Qualified actuary with several years of post-qualification experience
• Extensive experience in life insurance products across multiple product categories as well as markets relevant to Prudential
• Enthusiasm for advancing the product function, improving the status quo in markets and bringing new ideas to the Group.
• Organised, analytical and logical thinker
• Ability to pay close attention to detail and apply critical thinking and judgment, as well as ability to stand back and consider the big picture.
• Strong interpersonal and communication skills, with an ability to build effective relationships and liaise and communicate effectively with stakeholders. Work collaboratively to support business units and Group functions.
• Ability to work under pressure, flexible deal with workloads, priorities and deadlines

Prudential is an equal opportunity employer. We provide equality of opportunity of benefits for all who apply and who perform work for our organisation irrespective of sex, race, age, ethnic origin, educational, social and cultural background, marital status, pregnancy and maternity, religion or belief, disability or part-time / fixed-term work, or any other status protected by applicable law. We encourage the same standards from our recruitment and third-party suppliers taking into account the context of grade, job and location. We also allow for reasonable adjustments to support people with individual physical or mental health requirements.

Similar Jobs (1) Senior Group Manager, Distribution Risk and Governance locations Hong Kong (Group Head Office) time type Full time posted on Posted 30+ Days Ago

We are Prudential. For Every Life, For Every Future.

#J-18808-Ljbffr

Citi Kowloon City District, Hong Kong SAR

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Join to apply for the Officer, Product specialist (Cards Portfolio Management) role at Citi

Citi Kowloon City District, Hong Kong SAR

1 day ago Be among the first 25 applicants

Join to apply for the Officer, Product specialist (Cards Portfolio Management) role at Citi

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.

Shape your Career with Citi

Citi Global Wealth (CGW) brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.

We’re currently looking for a high caliber professional to join our team as Officer, Product specialist (Cards Portfolio Management) - Hybrid (Internal Job Title: Officer, Product specialist (Cards Portfolio Management) C10) based in Hong Kong. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
  
  

The Officer, Product specialist (Cards Portfolio Management) is an intermediate level position responsible for driving the growth and profitability of product by developing and executing strategic initiatives, marketing campaigns, and ensuring superior customer experience. The overall objective of this role is to coordinate the promotion of products to acquire new users, risk management, revenue optimization while ensuring compliance with regulatory standards.

In this role, you’re expected to:

• Assess relevant customer, competitor, and industry insights to help define strategies to improve client experience and portfolio growth
• Analyze market trends, customer behavior, and competitor offerings to identify growth opportunities.
• Support managing end to end card product lifecycle, including pricing, features and promotions
• Provide insight and recommendations on innovative product development, product targeting, and segmentation strategies as well as oversee aspects of product development life cycle management including market demands, technology trends, and the competitive field
• Provide insight and execute on core marketing disciplines such as product development, price, promotions, platform and pillars, launching, and marketing to improve client experience and portfolio growth
• Work closely with marketing teams to design and execute campaigns to drive adoption of fee paying services / features
• Project manage product enhancement projects which includes gathering business requirement, reviewing test plan, verify test results and monitor post launch performance, while adhering to internal governance and policy requirement.
• Manage Work closely with technology and operations to manage product enhancements projects from providing business requirement
• Participate in budgeting and planning for strategic priorities and initiatives
• Ensure adherence to regulations and internal policies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  
  

As a successful candidate, you’d ideally have the following skills and exposure:

• Bachelor’s degree/University degree or equivalent experience
• 2 years of relevant experience
• Cross functional knowledge (e.g. marketing, credit, acquisitions, product development, analytics)
• Ability to drive business innovation, leverage management information, and utilize data analytics to drive results
• Experience in UAT/ PAT testing, working with technology
• Demonstrated knowledge in managing KPI and good financial acumen
• Ability to work unsupervised and adjust priorities quickly as circumstances dictate
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
• Demonstrated problem-solving and decision-making skills
• Demonstrated analytical and influencing skills
• Consistently demonstrates clear and concise written and verbal communication for stakeholder management
  
  

Take the next step in your career, apply for this role at Citi today

This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

---

Job Family Group:

Product Management and Development

---

Job Family:

Product Management

---

Time Type:

Full time

---

Most Relevant Skills

Please see the requirements listed above.

---

Other Relevant Skills

For complementary skills, please see above and/or contact the recruiter.

---

Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.

If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.

View Citi’s EEO Policy Statement and the Know Your Rights poster.

Seniority level

• Seniority level Not Applicable

Employment type

• Employment type Full-time

Job function

• Job function Business Development and Sales
• Industries Banking, Financial Services, and Investment Banking

Referrals increase your chances of interviewing at Citi by 2x

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Get AI-powered advice on this job and more exclusive features.

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

This role is responsible for the risk management of an assigned portfolio of transactions and monitoring of credit and transaction related risks within a AIBD AFD portfolio.

The transactions are originated by origination team in AIBD AFD and may be on a bilateral, club or syndication basis.

Job Responsibilities:

Strategic

• To prepare credit reviews, credit applications, waiver requests, borrower ratings which include recommendations, within due dates, in accordance to the Bank’s internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remains accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.
• To undertake appropriate identification of early warning indicators, risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable. To prepare and host monthly Close Watch meetings.
• Actively managing the overall risk profile of the borrower, effective obligor or transaction and to recommend changes where necessary to mitigate risks.
• To prepare borrower ratings and cash flow projections in rating reviews.
• To play an active supporting role on refinancing and potential work-out transactions, where required.
• To actively support the negotiation of waiver terms and amendment documents, where required.
• To co-work on secondary loan transfers and loan participation, where required.
• To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet, presentations to management or credit committee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management/Head Office or Regulators.
• Coordinate and prepare for internal and external audits or regulatory inspections.
• Support the Team Leader and HOD in the Team’s operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank’s initiatives.
• Adhere to all company policies as well as guidelines. Including supporting KYC and compliance requirements.
• Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.
• To identify industry, economic and sector trends and developments which can impact the portfolio.
• To represent AIBD AFD and Global Aviation Finance Office (GAFO) on interactions with and reporting matters to HK Branch and HK local regulator.
  
  

Financial

• Support the delivery of timely process improvement initiatives for the Team.
• To support AFD team for credit assessment and onboarding of new clients and recommend appropriate Borrower Rating for the client
  
  

Customer

• Deliver a high quality of service to internal and external stakeholders to enhance the Bank's reputation and to meet customer's expectations.
• Liaise and collaborate with customers, agents, external consultants, auditors, regulators and others to ensure that the Team may perform its functions in an appropriate and timely manner.
• To work in partnership with and liaise with origination/structuring teams, relationship managers/sector coverage, credit teams, middle offices, overseas/regional branches, subsidiaries, affiliates and other departments to support the Teams’ responsibilities and matters relating to transactions under the portfolio.
  
  

People

• To guide fellow team members on internal policies, procedures and knowledge sharing. To mentor junior members of the team.
• To liaise with various departments and work together with GAFO as a global aviation team.
  
  

Other/ Control

• To comply with relevant MAS and HKMA regulations and MUFG group policies.
  
  

Job Requirements:

• Degree qualified. Professional qualifications such as CFA or FRM would be an advantage.
• Minimum 6 years experience in credit analysis and credit risk (including Structured Products financing or Corporate Banking).
• Experience in reviewing and preparing credit application recommendations, waiver requests, reviews of credit controls and legal documentation.
• Strong organisation skills and attention to details and accuracy.
• Strong communication, presentation and writing skills.
• Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.
• Good understanding of banking products and their risks.
• Strong understanding of credit risk, financial analysis, critical and data analysis, impact sensitivity studies, financial modelling.
• Familiarity in financing documentation and legal considerations.
• Indepth sector knowledge in aviation financing would be an advantage.
• Strong negotiation skills.
• Strong technical skills with a strategic mindset, and strong business acumen.
  
  

We regret to inform that only shortlisted applicants will be notified. Personal data collected will be used for recruitment purposes only. For our Privacy Policy, please visit: UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.

Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Finance and Sales
• Industries Financial Services and Banking

Referrals increase your chances of interviewing at MUFG by 2x

Get notified about new Vice President Portfolio Management jobs in Hong Kong, Hong Kong SAR .

Credit Analyst (Manager to AVP), Credit Approval Department AVP, Treasury Financial Control and Advisory Vice President - Credit (Japanese speaker) VP, Credit Approval (Midcap and FI Credit), Risk Management Group

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Whether you're at the start of your career or looking to discover your next adventure, your story begins here. At **Citi** , you'll have the opportunity to expand your skills and make a difference at one of the world's most global banks. We're fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You'll also have the chance to give back and make a positive impact where we live and work through volunteerism.
**Shape your Career with Citi**
**Citi Global Wealth (CGW)** brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We're currently looking for a high caliber professional to join our team as **Officer, Product specialist (Cards Portfolio Management) - Hybrid** (Internal Job Title: Officer, Product specialist (Cards Portfolio Management) C10) based in Hong Kong. Being part of our team means that we'll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:
+ We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That's why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
+ We empower our employees to manage their financial well-being and help them plan for the future.
+ We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
The Officer, Product specialist (Cards Portfolio Management) is an intermediate level position responsible for driving the growth and profitability of product by developing and executing strategic initiatives, marketing campaigns, and ensuring superior customer experience. The overall objective of this role is to coordinate the promotion of products to acquire new users, risk management, revenue optimization while ensuring compliance with regulatory standards.
**In this role, you're expected to:**
+ Assess relevant customer, competitor, and industry insights to help define strategies to improve client experience and portfolio growth
+ Analyze market trends, customer behavior, and competitor offerings to identify growth opportunities.
+ Support managing end to end card product lifecycle, including pricing, features and promotions
+ Provide insight and recommendations on innovative product development, product targeting, and segmentation strategies as well as oversee aspects of product development life cycle management including market demands, technology trends, and the competitive field
+ Provide insight and execute on core marketing disciplines such as product development, price, promotions, platform and pillars, launching, and marketing to improve client experience and portfolio growth
+ Work closely with marketing teams to design and execute campaigns to drive adoption of fee paying services / features
+ Project manage product enhancement projects which includes gathering business requirement, reviewing test plan, verify test results and monitor post launch performance, while adhering to internal governance and policy requirement.
+ Manage Work closely with technology and operations to manage product enhancements projects from providing business requirement
+ Participate in budgeting and planning for strategic priorities and initiatives
+ Ensure adherence to regulations and internal policies
+ Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
**As a successful candidate, you'd ideally have the following skills and exposure:**
+ Bachelor's degree/University degree or equivalent experience
+ 2 years of relevant experience
+ Cross functional knowledge (e.g. marketing, credit, acquisitions, product development, analytics)
+ Ability to drive business innovation, leverage management information, and utilize data analytics to drive results
+ Experience in UAT/ PAT testing, working with technology
+ Demonstrated knowledge in managing KPI and good financial acumen
+ Ability to work unsupervised and adjust priorities quickly as circumstances dictate
+ Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
+ Demonstrated problem-solving and decision-making skills
+ Demonstrated analytical and influencing skills
+ Consistently demonstrates clear and concise written and verbal communication for stakeholder management
**Take the next step in your career, apply for this role at Citi today**
_ job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
---
**Job Family Group:**
Product Management and Development
---
**Job Family:**
Product Management
---
**Time Type:**
Full time
---
**Most Relevant Skills**
Please see the requirements listed above.
---
**Other Relevant Skills**
For complementary skills, please see above and/or contact the recruiter.
---
_Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._
_If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi ( _._
_View Citi's_ _EEO Policy Statement ( _and the_ _Know Your Rights ( _poster._
Citi is an equal opportunity and affirmative action employer.
Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.

**Do you want your voice heard and your actions to count?**
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
This role is responsible for the risk management of an assigned portfolio of transactions and monitoring of credit and transaction related risks within a AIBD AFD portfolio.
The transactions are originated by origination team in AIBD AFD and may be on a bilateral, club or syndication basis.
**Job Responsibilities:**
**Strategic**
+ To prepare credit reviews, credit applications, waiver requests, borrower ratings which include recommendations, within due dates, in accordance to the Bank's internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remains accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.
+ To undertake appropriate identification of early warning indicators, risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable. To prepare and host monthly Close Watch meetings.
+ Actively managing the overall risk profile of the borrower, effective obligor or transaction and to recommend changes where necessary to mitigate risks.
+ To prepare borrower ratings and cash flow projections in rating reviews.
+ To play an active supporting role on refinancing and potential work-out transactions, where required.
+ To actively support the negotiation of waiver terms and amendment documents, where required.
+ To co-work on secondary loan transfers and loan participation, where required.
+ To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet, presentations to management or credit committee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management/Head Office or Regulators.
+ Coordinate and prepare for internal and external audits or regulatory inspections.
+ Support the Team Leader and HOD in the Team's operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank's initiatives.
+ Adhere to all company policies as well as guidelines. Including supporting KYC and compliance requirements.
+ Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.
+ To identify industry, economic and sector trends and developments which can impact the portfolio.
+ To represent AIBD AFD and Global Aviation Finance Office (GAFO) on interactions with and reporting matters to HK Branch and HK local regulator.
**Financial**
+ Support the delivery of timely process improvement initiatives for the Team.
+ To support AFD team for credit assessment and onboarding of new clients and recommend appropriate Borrower Rating for the client
**Customer**
+ Deliver a high quality of service to internal and external stakeholders to enhance the Bank's reputation and to meet customer's expectations.
+ Liaise and collaborate with customers, agents, external consultants, auditors, regulators and others to ensure that the Team may perform its functions in an appropriate and timely manner.
+ To work in partnership with and liaise with origination/structuring teams, relationship managers/sector coverage, credit teams, middle offices, overseas/regional branches, subsidiaries, affiliates and other departments to support the Teams' responsibilities and matters relating to transactions under the portfolio.
**People**
+ To guide fellow team members on internal policies, procedures and knowledge sharing. To mentor junior members of the team.
+ To liaise with various departments and work together with GAFO as a global aviation team.
**Other/ Control**
+ To comply with relevant MAS and HKMA regulations and MUFG group policies.
**Job Requirements:**
+ Degree qualified. Professional qualifications such as CFA or FRM would be an advantage.
+ Minimum 6 years experience in credit analysis and credit risk (including Structured Products financing or Corporate Banking).
+ Experience in reviewing and preparing credit application recommendations, waiver requests, reviews of credit controls and legal documentation.
+ Strong organisation skills and attention to details and accuracy.
+ Strong communication, presentation and writing skills.
+ Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.
+ Good understanding of banking products and their risks.
+ Strong understanding of credit risk, financial analysis, critical and data analysis, impact sensitivity studies, financial modelling.
+ Familiarity in financing documentation and legal considerations.
+ Indepth sector knowledge in aviation financing would be an advantage.
+ Strong negotiation skills.
+ Strong technical skills with a strategic mindset, and strong business acumen.
We regret to inform that only shortlisted applicants will be notified. Personal data collected will be used for recruitment purposes only. For our Privacy Policy, please visit: UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!
**Our Culture Principles**
+ Client Centric
+ People Focused
+ Listen Up. Speak Up.
+ Innovate & Simplify
+ Own & Execute

Citi Kowloon City District, Hong Kong SAR

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Join to apply for the Officer, Product specialist (Cards Portfolio Management) role at Citi

Citi Kowloon City District, Hong Kong SAR

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Join to apply for the Officer, Product specialist (Cards Portfolio Management) role at Citi

Whether you’re at the start of your career or looking to discover your next adventure, your story begins here. At Citi , you’ll have the opportunity to expand your skills and make a difference at one of the world’s most global banks. We’re fully committed to supporting your growth and development from the start with extensive on-the-job training and exposure to senior leaders, as well as more traditional learning. You’ll also have the chance to give back and make a positive impact where we live and work through volunteerism.
Shape your Career with Citi
Citi Global Wealth (CGW) brings together the full power of Citi to serve the entire continuum of wealth clients, from affluent to ultra-high net worth to family offices. The strategies we create help our clients maintain liquidity while maximizing yields, transact in foreign currency and across borders, and manage fluctuating expenses or cash flow. We are uniquely suited to helping our clients meet their banking needs across regions through our global network.
We’re currently looking for a high caliber professional to join our team as Officer, Product specialist (Cards Portfolio Management) - Hybrid (Internal Job Title: Officer, Product specialist (Cards Portfolio Management) C10) based in Hong Kong. Being part of our team means that we’ll provide you with the resources to meet your unique needs, empower you to make healthy decision and manage your financial well-being to help plan for your future. For instance:

• We believe all parents deserve time to adjust to parenthood and bond with the newest members of their families. That’s why in early 2020 we began rolling out our expanded Paid Parental Leave Policy to include Citi employees around the world.
• We empower our employees to manage their financial well-being and help them plan for the future.
• We have a variety of programs that help employees balance their work and life, including generous paid time off packages.
  

The Officer, Product specialist (Cards Portfolio Management) is an intermediate level position responsible for driving the growth and profitability of product by developing and executing strategic initiatives, marketing campaigns, and ensuring superior customer experience. The overall objective of this role is to coordinate the promotion of products to acquire new users, risk management, revenue optimization while ensuring compliance with regulatory standards.
In this role, you’re expected to:

• Assess relevant customer, competitor, and industry insights to help define strategies to improve client experience and portfolio growth
• Analyze market trends, customer behavior, and competitor offerings to identify growth opportunities.
• Support managing end to end card product lifecycle, including pricing, features and promotions
• Provide insight and recommendations on innovative product development, product targeting, and segmentation strategies as well as oversee aspects of product development life cycle management including market demands, technology trends, and the competitive field
• Provide insight and execute on core marketing disciplines such as product development, price, promotions, platform and pillars, launching, and marketing to improve client experience and portfolio growth
• Work closely with marketing teams to design and execute campaigns to drive adoption of fee paying services / features
• Project manage product enhancement projects which includes gathering business requirement, reviewing test plan, verify test results and monitor post launch performance, while adhering to internal governance and policy requirement.
• Manage Work closely with technology and operations to manage product enhancements projects from providing business requirement
• Participate in budgeting and planning for strategic priorities and initiatives
• Ensure adherence to regulations and internal policies
• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
  

As a successful candidate, you’d ideally have the following skills and exposure:

• Bachelor’s degree/University degree or equivalent experience
• 2 years of relevant experience
• Cross functional knowledge (e.g. marketing, credit, acquisitions, product development, analytics)
• Ability to drive business innovation, leverage management information, and utilize data analytics to drive results
• Experience in UAT/ PAT testing, working with technology
• Demonstrated knowledge in managing KPI and good financial acumen
• Ability to work unsupervised and adjust priorities quickly as circumstances dictate
• Ability to work under pressure and manage deadlines or unexpected changes in expectations or requirements
• Demonstrated problem-solving and decision-making skills
• Demonstrated analytical and influencing skills
• Consistently demonstrates clear and concise written and verbal communication for stakeholder management
  

Take the next step in your career, apply for this role at Citi today
job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Product Management and Development
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Job Family:
Product Management
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Time Type:
Full time
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Most Relevant Skills
Please see the requirements listed above.
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Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.
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Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law.
If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi.
View Citi’s EEO Policy Statement and the Know Your Rights poster. Seniority level

• Seniority level Not Applicable

Employment type

• Employment type Full-time

Job function

• Job function Business Development and Sales
• Industries Banking, Financial Services, and Investment Banking

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Do you want your voice heard and your actions to count?
Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world’s leading financial groups. Across the globe, we’re 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.
With a vision to be the world’s most trusted financial group, it’s part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.
Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.
This role is responsible for the risk management of an assigned portfolio of transactions and monitoring of credit and transaction related risks within a AIBD AFD portfolio.
The transactions are originated by origination team in AIBD AFD and may be on a bilateral, club or syndication basis.
Job Responsibilities:
Strategic

• To prepare credit reviews, credit applications, waiver requests, borrower ratings which include recommendations, within due dates, in accordance to the Bank’s internal guidelines and credit appetite. When producing the review or application, sound credit analysis, sensitivity analysis on financial models (to ensure it remains accurate and relevant), and examination of the key points and concerns will have to be clearly articulated so the credit offices can understand the key points.
• To undertake appropriate identification of early warning indicators, risks issues, close monitoring of and reporting on the status of the borrower and underlying project conditions, including escalating to appropriate departments where applicable. To prepare and host monthly Close Watch meetings.
• Actively managing the overall risk profile of the borrower, effective obligor or transaction and to recommend changes where necessary to mitigate risks.
• To prepare borrower ratings and cash flow projections in rating reviews.
• To play an active supporting role on refinancing and potential work-out transactions, where required.
• To actively support the negotiation of waiver terms and amendment documents, where required.
• To co-work on secondary loan transfers and loan participation, where required.
• To prepare regular reports, including but not limited to credit conditions and instructions, action plans, stress tests, sector monitoring reports, Asset Evaluation Sheet, presentations to management or credit committee. To prepare ad-hoc reports related to the portfolio that has a financial impact to the Bank, or as requested by Management/Head Office or Regulators.
• Coordinate and prepare for internal and external audits or regulatory inspections.
• Support the Team Leader and HOD in the Team’s operations, administration duties, organizing events as well as to provide back-up support for other team members, when required, as well as to participate in ad-hoc projects under the Bank’s initiatives.
• Adhere to all company policies as well as guidelines. Including supporting KYC and compliance requirements.
• Support in maintaining, developing and updating local credit policies to ensure alignment with all relevant regulations.
• To identify industry, economic and sector trends and developments which can impact the portfolio.
• To represent AIBD AFD and Global Aviation Finance Office (GAFO) on interactions with and reporting matters to HK Branch and HK local regulator.
  

Financial

• Support the delivery of timely process improvement initiatives for the Team.
• To support AFD team for credit assessment and onboarding of new clients and recommend appropriate Borrower Rating for the client
  

Customer

• Deliver a high quality of service to internal and external stakeholders to enhance the Bank's reputation and to meet customer's expectations.
• Liaise and collaborate with customers, agents, external consultants, auditors, regulators and others to ensure that the Team may perform its functions in an appropriate and timely manner.
• To work in partnership with and liaise with origination/structuring teams, relationship managers/sector coverage, credit teams, middle offices, overseas/regional branches, subsidiaries, affiliates and other departments to support the Teams’ responsibilities and matters relating to transactions under the portfolio.
  

People

• To guide fellow team members on internal policies, procedures and knowledge sharing. To mentor junior members of the team.
• To liaise with various departments and work together with GAFO as a global aviation team.
  

Other/ Control

• To comply with relevant MAS and HKMA regulations and MUFG group policies.
  

Job Requirements:

• Degree qualified. Professional qualifications such as CFA or FRM would be an advantage.
• Minimum 6 years experience in credit analysis and credit risk (including Structured Products financing or Corporate Banking).
• Experience in reviewing and preparing credit application recommendations, waiver requests, reviews of credit controls and legal documentation.
• Strong organisation skills and attention to details and accuracy.
• Strong communication, presentation and writing skills.
• Proactive, resourceful and a good team player, with ability to build rapport with internal and external parties.
• Good understanding of banking products and their risks.
• Strong understanding of credit risk, financial analysis, critical and data analysis, impact sensitivity studies, financial modelling.
• Familiarity in financing documentation and legal considerations.
• Indepth sector knowledge in aviation financing would be an advantage.
• Strong negotiation skills.
• Strong technical skills with a strategic mindset, and strong business acumen.
  

We regret to inform that only shortlisted applicants will be notified. Personal data collected will be used for recruitment purposes only. For our Privacy Policy, please visit: UFJ Financial Group (MUFG) is an equal opportunity employer. We view our employees as our key assets as they are fundamental to our long-term growth and success. MUFG is committed to hiring based on merit and organsational fit, regardless of race, religion or gender.
Seniority level

• Seniority level Mid-Senior level

Employment type

• Employment type Full-time

Job function

• Job function Finance and Sales
• Industries Financial Services and Banking

Referrals increase your chances of interviewing at MUFG by 2x

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