10 Underwriter Commercial Insurance jobs in Hong Kong

Join to apply for the Senior Underwriter / Underwriter (Middle Market / Commercial Insurance) role at Zurich Insurance

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Join to apply for the Senior Underwriter / Underwriter (Middle Market / Commercial Insurance) role at Zurich Insurance

• Responsible for multi-lines business but mainly to focus on Property & Casualty portfolios KPIs performance of the Hong Kong Business Unit focusing on Mid-Market domestic business
• Underwrite and analyze new and renewal business within delegated authority levels
• Develop and maintain relationships with brokers and other distributors in support of business retention and acquisition and work with customers and distributors to determine their insurance related needs & provide solutions, and contribute to the development of propositions
  

• Responsible for multi-lines business but mainly to focus on Property & Casualty portfolios KPIs performance of the Hong Kong Business Unit focusing on Mid-Market domestic business
• Underwrite and analyze new and renewal business within delegated authority levels
• Develop and maintain relationships with brokers and other distributors in support of business retention and acquisition and work with customers and distributors to determine their insurance related needs & provide solutions, and contribute to the development of propositions
  

• Maintain profitable multi-lines underwriting for Mid-market portfolios and provide training to other associates including the administrative assistant
• Apply all Underwriting elements for new business & renewals in handling the assignments of the highest complexity and works within delegated authorities, measuring exposure & analyzing risk, determining technical price according to certified/agreed pricing process, quoting & setting coverage, negotiating terms & conditions
• Contribute to managing accounts; build relationships in support of customer/ business acquisition and retention (e.g. by handling a range of queries, providing advice to assist with the development of an account; implementing agreed technical standards, controls, practices and procedures, thereby maintaining underwriting discipline
• Timely update and use of Underwriting Scorecards and other MI tools & processes to proactively manage and improve the portfolios mix & performance and pipelines management
  

• Degree holder
• Minimum 2 years working experience in General Insurance program
• Good multi-lines underwriting knowledge mainly on Property & Casualty business
• Good knowledge & experience in evaluating middle market exposures as well as directing and assisting others in analyzing unusual risks
• Experience & knowledge in negotiating mid-market deals; demonstrate in-depth experience with middle market customers and delivering customer service options
• Proven experience in troubleshooting and overcoming difficult issues with brokers and creating and delivering programs for addressing the needs of multiple or large producers
• To be a team player
• Fluency in English & Cantonese; Mandarin-speaking is an added advantage
• Excellent negotiation, influencing and selling skills – internal and external - Ability to develop strong relationships with key business partners whilst maximizing Company’s profitable growth objective
• Ability to build trust & business relationships with customers and producers.
• Open mind to try new ways and alternative approaches of doing things
• Self-starter, proactive, results and execution oriented
• Candidates with more solid Underwriting experiences will be considered for other positions
  

• Location(s): HK - Hong Kong
• Remote working: Hybrid
  

• Seniority level Mid-Senior level

• Employment type Full-time

• Job function General Business
• Industries Insurance and Financial Services

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• Handle the risk requirement and reporting related to other risks on departmental level
• Handle all sorts of business action plan and strategy report of the department
• Assist to conduct regular analysis to identify emerging AML/CFT risks faced by the Bank and other relevant changes of risk
• Provide comment independently and assist on the development and design, review and ongoing optimization of the AML /CFT risk assessment framework and relevant model
• Follow-up and conduct monitoring on the recommendations made to the model by internal and external auditor, regulator and other compliance team

• Bachelor degree or above in related disciplines
• Required to obtain CAMLP of HKAB or other internationally recognized professional qualifications
• 5 years or above of working experience in banking, law enforcement and regulatory institution or other industry related to AML and sanction compliance
• Require to master at least 1 or more of the following key fields: AML policy and compliance requirement; customer and product due diligence; AML risk model; compliance review; formulate business and product risk control measures; suspicious transaction case investigation; AML system model management; fraud and corruptions risk control, prevent and investigation
• Good command of execution capabilities, independently and proactively coordinate with each team to implement relevant control measures and requirement to ensure completing the work timely
• Good command of analytic capabilities, conduct analysist on all sorts of data and information, propose risk points in various fields and make recommendations on corresponding controls
• Good command of communication skills and capabilities to organize report and information, coordinate the communication among each divisions and departments proactively and process information efficiently and systematically
• Good command of both written and spoken English and Chinese and report writing ability
• Agree and carry out corporate values, abide by law and regulations and be responsible and dedicated

• Coordinate other risk-related control requirements and reporting at the department level
• Coordinate business action plans, strategy reports, and other initiatives within the headquarters
• Conduct periodic analysis to identify emerging money laundering and terrorist financing risks faced by the Bank and related risk changes
• Provide independent advice and support for the development, design, review, and continuous improvement of the ML/TF risk assessment framework and related models
• Monitor follow-up actions on model recommendations made by internal/external auditors, regulators, and other compliance teams
• Supervise and support the subordinates

• Bachelor degree or above in Law, Banking and Finance, Accounting or related disciplines
• Relevant qualification in CAMS, ECF (AML/CFT) Core Level, FRM, CPA, ACCA will be an advantage
• Prior experience in IT audit is preferred
• Good Knowledge in one or more of key areas on AML policies and compliance requirements, customer and product due diligence, AML risk modeling, compliance inspections, development of business and product risk control measures, suspicious transaction case investigations, AML system model management, fraud and corruption risk prevention and investigation.
• Strong execution capabilities, independently and proactively coordinating across teams to implement relevant control measures and requirements, ensuring timely completion of tasks
• Possess analytical skills to analyze diverse data and information, identify risk points across domains, and propose corresponding controls
• Excellent communication and report/information organization capabilities
• Exhibit project promotion capabilities to actively coordinate and drive projects assigned by superiors

We are looking for an Underwriter/Assistant Underwriter to join our client, a prestigious insurance company to join their high-performing Financial Line or Marine Line.

• Underwrite and assess risks for Financial Lines / Marine Lines, with a focus on D&O Liability.
• Analyze submissions, determine risk acceptability, and negotiate terms.
• Cultivate strong relationships with brokers to attract profitable business.
• Identify process improvements and contribute to operational efficiency.
• Support portfolio growth while maintaining underwriting discipline.

• Bachelor's degree in Finance, Accounting, Business, or related field.
• Minimum 1 year of underwriting experience (experience in P&C insurance is a plus).
• Strong analytical skills with the ability to assess risks and make data-driven decisions.
• Excellent communication skills in English and Chinese (written and spoken).
• Proactive, adaptable, and team-oriented mindset.
• Proficiency in Microsoft Office (Excel, Word, etc.).
• Candidates with less experience may be considered for an Assistant Underwriter position.

Apply Now

If you meet the requirements and are eager to take the next step in your underwriting career,click "Apply Now" to submit your application or contact Shirley Whatsapp only) for more information.

Our client is a well-established insurance company with a significant presence. Their operations encompass a wide range of insurance products, catering to both corporate and individual clients. They are looking for a skilled professional to join their team, this role is crucial for cultivating intermediary relationships and driving business growth.

Responsibilities:

As a Senior Officer, you will play a vital role in expanding the company's market share through effective underwriting and intermediary management. Your key responsibilities will include:

• Manage underwriting assessments and prepare competitive quotations for our network of agents and brokers, focusing on general insurance lines including property and casualty.
• Actively cultivate and strengthen partnerships with insurance intermediaries to drive portfolio growth through both new client acquisition and retention of existing accounts.
• Proactively engage with the market by conducting regular site visits to intermediaries, gathering vital intelligence on market trends and evolving client requirements.
• Contribute to the team's strategic objectives by delivering data-driven insights through the preparation of regular business reports and performance analysis.

Requirements:

• 4 years of professional experience within the General Insurance sector.

  
  
• A university degree, complemented by professional qualifications: ANZIIF (Senior Associate) or CII membership.
• A valid General Insurance License (pass in IIQE Paper 1 & 2) is mandatory.
• Demonstrated expertise in a wide range of commercial and personal line insurance products.
• Full professional fluency in both written and spoken English and Chinese.
• A highly motivated and detail-focused individual with excellent interpersonal communication skills and the ability to work autonomously.
• High proficiency with the Microsoft Office Suite (Word, Excel, PowerPoint).

Apply the job or Send your CV to

APAC Insurance Finance and Accounting/ Operation Recruitment Specialist

A leading general insurance organization is seeking an experienced professional to join its Underwriting Team. This role is integral to maintaining high standards of risk assessment and underwriting excellence. The Senior Underwriter/ Underwriting Manager will oversee the evaluation and management of general insurance risks, ensuring compliance with internal policies and regulatory standards. This role involves leading underwriting activities, mentoring team members, and supporting strategic objectives.

• Underwrite general insurance products (e.g., property & casualty, liability and specialty lines), assessing risks, determining coverage terms, and establishing pricing.
• Ensure underwriting decisions align with organizational risk appetite and regulatory requirements.
• Engage with brokers, agents, and clients to gather essential information and finalize policy terms.
• Analyze portfolio performance, identify risk trends, and propose strategies to enhance underwriting outcomes.
• Provide leadership and mentorship to junior underwriters, fostering a collaborative and high-performing team environment.
• Contribute to the development and refinement of underwriting policies, processes, and tools to improve efficiency.
• Collaborate with actuarial, claims, and business development teams to ensure seamless operations and client satisfaction.
• Monitor industry trends, market conditions, and regulatory changes to inform underwriting strategies.
• Prepare detailed reports for internal stakeholders on underwriting performance and risk exposure.

• Bachelor’s degree in Insurance, Risk Management, Finance, Business, or a related field.
• 5-8 years of experience in general insurance underwriting, with 2-3 years in a supervisory or leadership role. Less experienced candidate would be considered as senior underwriter.
• Possess professional insurance qualification such as ANZIIF or ACII is preferred.
• In-depth knowledge of general insurance products, including property, casualty, or specialty lines.
• Proven expertise in handling complex risk assessments and making sound underwriting decisions.

• Mid-Senior level

• Full-time

• General Business

• Insurance, Insurance and Employee Benefit Funds, and Insurance Carriers

A leading general insurance organization is seeking an experienced professional to join its Underwriting Team. This role is integral to maintaining high standards of risk assessment and underwriting excellence. The Senior Underwriter/ Underwriting Manager will oversee the evaluation and management of general insurance risks, ensuring compliance with internal policies and regulatory standards. This role involves leading underwriting activities, mentoring team members, and supporting strategic objectives.

Key Responsibilities:

• Underwrite general insurance products (e.g., property & casualty, liability and specialty lines), assessing risks, determining coverage terms, and establishing pricing.
• Ensure underwriting decisions align with organizational risk appetite and regulatory requirements.
• Engage with brokers, agents, and clients to gather essential information and finalize policy terms.
• Analyze portfolio performance, identify risk trends, and propose strategies to enhance underwriting outcomes.
• Provide leadership and mentorship to junior underwriters, fostering a collaborative and high-performing team environment.
• Contribute to the development and refinement of underwriting policies, processes, and tools to improve efficiency.
• Collaborate with actuarial, claims, and business development teams to ensure seamless operations and client satisfaction.
• Monitor industry trends, market conditions, and regulatory changes to inform underwriting strategies.
• Prepare detailed reports for internal stakeholders on underwriting performance and risk exposure.

Qualifications and Experience

• Bachelor's degree in Insurance, Risk Management, Finance, Business, or a related field.
• 5-8 years of experience in general insurance underwriting, with 2-3 years in a supervisory or leadership role. Less experienced candidate would be considered as senior underwriter.
• Possess professional insurance qualification such as ANZIIF or ACII is preferred.
• In-depth knowledge of general insurance products, including property, casualty, or specialty lines.
• Proven expertise in handling complex risk assessments and making sound underwriting decisions.

A leading general insurance organization is seeking an experienced professional to join its Underwriting Team. This role is integral to maintaining high standards of risk assessment and underwriting excellence. The Senior Underwriter/ Underwriting Manager will oversee the evaluation and management of general insurance risks, ensuring compliance with internal policies and regulatory standards. This role involves leading underwriting activities, mentoring team members, and supporting strategic objectives.

• Underwrite general insurance products (e.g., property & casualty, liability and specialty lines), assessing risks, determining coverage terms, and establishing pricing.
• Ensure underwriting decisions align with organizational risk appetite and regulatory requirements.
• Engage with brokers, agents, and clients to gather essential information and finalize policy terms.
• Analyze portfolio performance, identify risk trends, and propose strategies to enhance underwriting outcomes.
• Provide leadership and mentorship to junior underwriters, fostering a collaborative and high-performing team environment.
• Contribute to the development and refinement of underwriting policies, processes, and tools to improve efficiency.
• Collaborate with actuarial, claims, and business development teams to ensure seamless operations and client satisfaction.
• Monitor industry trends, market conditions, and regulatory changes to inform underwriting strategies.
• Prepare detailed reports for internal stakeholders on underwriting performance and risk exposure.

• Bachelor’s degree in Insurance, Risk Management, Finance, Business, or a related field.
• 5-8 years of experience in general insurance underwriting, with 2-3 years in a supervisory or leadership role. Less experienced candidate would be considered as senior underwriter.
• Possess professional insurance qualification such as ANZIIF or ACII is preferred.
• In-depth knowledge of general insurance products, including property, casualty, or specialty lines.
• Proven expertise in handling complex risk assessments and making sound underwriting decisions.

• Mid-Senior level

• Full-time

• General Business

• Insurance, Insurance and Employee Benefit Funds, and Insurance Carriers

About Our Client:

DNA Recruit Partners is proud to collaborate with a prestigious Fortune Global 500 General Insurance leader with a strong global presence. Renowned for excellence and innovation, our client is expanding its high-performing Underwriting Team and seeks a talented P&C Underwriter to drive business growth and underwriting profitability.

They Offer:

• Working Hours: 9:00 am to 5:30 Monday to Friday (Work-life balance)
• Double pay with 13 months of salary  + Discretionary bonuses
• Dental + Medical
• Birthday Leave + special leave
• wfh poilcy 1 day per week
• Study Allowances after the probationary period

The Opportunity:

Join a dynamic, multicultural MNC environment where you'll underwrite a diverse portfolio of Property & Casualty risks while contributing to team development and process improvements. This role offers career progression, competitive remuneration, and exceptional benefits in a globally recognized insurance group.

Key Responsibilities:

• Underwrite and evaluate Property & Casualty risks (e.g., Fire, Liability, Engineering, etc.) within defined authority limits.
• Conduct risk assessments, policy wording reviews, and pricing analysis to ensure profitability.
• Build and maintain strong relationships with brokers, clients, and internal stakeholders.
• Monitor market trends, regulatory changes, and emerging risks to refine underwriting strategies.
• Collaborate with claims, actuarial, and compliance teams to optimize portfolio performance.
• Develop and implement underwriting guidelines and best practices to enhance risk selection.

Ideal Candidate Profile:

• 3 years of underwriting experience in Generel insurance field
• Strong technical knowledge of Property, Casualty, or Specialty Lines.
• Familiarity with policy wordings, pricing models, and reinsurance structures.
• Proven ability to analyze complex risks and make data-driven underwriting decisions.
• Qualified ANZIIF or CII Holder will be an absoulte advantogous
• Analytical mindset with sound decision-making and negotiation skills.
• Excellent communication in English (Chinese/Cantonese proficiency is a plus).
• Proactive, team-oriented, and eager to grow in a global insurance leader.

Fortune 500 Global Insurer with stability and growth opportunities.

Attractive salary, bonuses, and comprehensive benefits.

Collaborative, multicultural team with career development support.

Exposure to complex risks and innovative underwriting solutions

Only shortlisted candidates will be contacted. All applications will be handled confidentially.