What Jobs are available for Underwriter Commercial Insurance in Hong Kong?

• Handle the risk requirement and reporting related to other risks on departmental level
• Handle all sorts of business action plan and strategy report of the department
• Assist to conduct regular analysis to identify emerging AML/CFT risks faced by the Bank and other relevant changes of risk
• Provide comment independently and assist on the development and design, review and ongoing optimization of the AML /CFT risk assessment framework and relevant model
• Follow-up and conduct monitoring on the recommendations made to the model by internal and external auditor, regulator and other compliance team

• Bachelor degree or above in related disciplines
• Required to obtain CAMLP of HKAB or other internationally recognized professional qualifications
• 5 years or above of working experience in banking, law enforcement and regulatory institution or other industry related to AML and sanctions compliance
• Candidate with more experience would be considered as Senior AML Manager
• Require to master at least 1 or more of the following key fields:  AML policy and compliance requirement; customer and product due diligence; AML risk model; compliance review; formulate business and product risk control measures; suspicious transaction case investigation; AML system model management; fraud and corruptions risk control, prevent and investigation
• Good command of execution capabilities, independently and proactively coordinate with each team to implement relevant control measures and requirement to ensure completing the work timely
• Good command of analytic capabilities, conduct analysist on all sorts of data and information, propose risk points in various fields and make recommendations on corresponding controls
• Good command of communication skills and capabilities to organize report and information, coordinate the communication among each divisions and departments proactively and process information efficiently and systematically
• Good command of both written and spoken English and Chinese and report writing ability
• Agree and carry out corporate values, abide by law and regulations and be responsible and dedicated

• Handle the risk requirement and reporting related to other risks on departmental level
• Handle all sorts of business action plan and strategy report of the department
• Assist to conduct regular analysis to identify emerging AML/CFT risks faced by the Bank and other relevant changes of risk
• Provide comment independently and assist on the development and design, review and ongoing optimization of the AML /CFT risk assessment framework and relevant model
• Follow-up and conduct monitoring on the recommendations made to the model by internal and external auditor, regulator and other compliance team

• Bachelor degree or above in related disciplines
• Required to obtain CAMLP of HKAB or other internationally recognized professional qualifications
• 5 years or above of working experience in banking, law enforcement and regulatory institution or other industry related to AML and sanction compliance
• Require to master at least 1 or more of the following key fields: AML policy and compliance requirement; customer and product due diligence; AML risk model; compliance review; formulate business and product risk control measures; suspicious transaction case investigation; AML system model management; fraud and corruptions risk control, prevent and investigation
• Good command of execution capabilities, independently and proactively coordinate with each team to implement relevant control measures and requirement to ensure completing the work timely
• Good command of analytic capabilities, conduct analysist on all sorts of data and information, propose risk points in various fields and make recommendations on corresponding controls
• Good command of communication skills and capabilities to organize report and information, coordinate the communication among each divisions and departments proactively and process information efficiently and systematically
• Good command of both written and spoken English and Chinese and report writing ability
• Agree and carry out corporate values, abide by law and regulations and be responsible and dedicated

• Coordinate other risk-related control requirements and reporting at the department level
• Coordinate business action plans, strategy reports, and other initiatives within the headquarters
• Conduct periodic analysis to identify emerging money laundering and terrorist financing risks faced by the Bank and related risk changes
• Provide independent advice and support for the development, design, review, and continuous improvement of the ML/TF risk assessment framework and related models
• Monitor follow-up actions on model recommendations made by internal/external auditors, regulators, and other compliance teams
• Supervise and support the subordinates

• Bachelor degree or above in Law, Banking and Finance, Accounting or related disciplines
• Relevant qualification in CAMS, ECF (AML/CFT) Core Level, FRM, CPA, ACCA will be an advantage
• Prior experience in IT audit is preferred
• Good Knowledge in one or more of key areas on AML policies and compliance requirements, customer and product due diligence, AML risk modeling, compliance inspections, development of business and product risk control measures, suspicious transaction case investigations, AML system model management, fraud and corruption risk prevention and investigation.
• Strong execution capabilities, independently and proactively coordinating across teams to implement relevant control measures and requirements, ensuring timely completion of tasks
• Possess analytical skills to analyze diverse data and information, identify risk points across domains, and propose corresponding controls
• Excellent communication and report/information organization capabilities
• Exhibit project promotion capabilities to actively coordinate and drive projects assigned by superiors

A leading general insurance organization is seeking an experienced professional to join its Underwriting Team. This role is integral to maintaining high standards of risk assessment and underwriting excellence. The Senior Underwriter/ Underwriting Manager will oversee the evaluation and management of general insurance risks, ensuring compliance with internal policies and regulatory standards. This role involves leading underwriting activities, mentoring team members, and supporting strategic objectives.

Key Responsibilities:

• Underwrite general insurance products (e.g., property & casualty, liability and specialty lines), assessing risks, determining coverage terms, and establishing pricing.
• Ensure underwriting decisions align with organizational risk appetite and regulatory requirements.
• Engage with brokers, agents, and clients to gather essential information and finalize policy terms.
• Analyze portfolio performance, identify risk trends, and propose strategies to enhance underwriting outcomes.
• Provide leadership and mentorship to junior underwriters, fostering a collaborative and high-performing team environment.
• Contribute to the development and refinement of underwriting policies, processes, and tools to improve efficiency.
• Collaborate with actuarial, claims, and business development teams to ensure seamless operations and client satisfaction.
• Monitor industry trends, market conditions, and regulatory changes to inform underwriting strategies.
• Prepare detailed reports for internal stakeholders on underwriting performance and risk exposure.

Qualifications and Experience

• Bachelor's degree in Insurance, Risk Management, Finance, Business, or a related field.
• 5-8 years of experience in general insurance underwriting, with 2-3 years in a supervisory or leadership role. Less experienced candidate would be considered as senior underwriter.
• Possess professional insurance qualification such as ANZIIF or ACII is preferred.
• In-depth knowledge of general insurance products, including property, casualty, or specialty lines.
• Proven expertise in handling complex risk assessments and making sound underwriting decisions.

About Our Client:

DNA Recruit Partners is proud to collaborate with a prestigious Fortune Global 500 General Insurance leader with a strong global presence. Renowned for excellence and innovation, our client is expanding its high-performing Underwriting Team and seeks a talented P&C Underwriter to drive business growth and underwriting profitability.

They Offer:

• Working Hours: 9:00 am to 5:30 Monday to Friday (Work-life balance)
• Double pay with 13 months of salary  + Discretionary bonuses
• Dental + Medical
• Birthday Leave + special leave
• wfh poilcy 1 day per week
• Study Allowances after the probationary period

The Opportunity:

Join a dynamic, multicultural MNC environment where you'll underwrite a diverse portfolio of Property & Casualty risks while contributing to team development and process improvements. This role offers career progression, competitive remuneration, and exceptional benefits in a globally recognized insurance group.

Key Responsibilities:

• Underwrite and evaluate Property & Casualty risks (e.g., Fire, Liability, Engineering, etc.) within defined authority limits.
• Conduct risk assessments, policy wording reviews, and pricing analysis to ensure profitability.
• Build and maintain strong relationships with brokers, clients, and internal stakeholders.
• Monitor market trends, regulatory changes, and emerging risks to refine underwriting strategies.
• Collaborate with claims, actuarial, and compliance teams to optimize portfolio performance.
• Develop and implement underwriting guidelines and best practices to enhance risk selection.

Ideal Candidate Profile:

• 3 years of underwriting experience in Generel insurance field
• Strong technical knowledge of Property, Casualty, or Specialty Lines.
• Familiarity with policy wordings, pricing models, and reinsurance structures.
• Proven ability to analyze complex risks and make data-driven underwriting decisions.
• Qualified ANZIIF or CII Holder will be an absoulte advantogous
• Analytical mindset with sound decision-making and negotiation skills.
• Excellent communication in English (Chinese/Cantonese proficiency is a plus).
• Proactive, team-oriented, and eager to grow in a global insurance leader.

Fortune 500 Global Insurer with stability and growth opportunities.

Attractive salary, bonuses, and comprehensive benefits.

Collaborative, multicultural team with career development support.

Exposure to complex risks and innovative underwriting solutions

Only shortlisted candidates will be contacted. All applications will be handled confidentially.